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20 Crestview Ln, Sparta, NJ, 07871

4beds
5baths
3,997sqft
$1,175,000
$294price/sqft
$8,939/moest. monthly cost
$357,560/yrincome needed

About This Home

This stunning lakefront Colonial located on a quiet cul-de-sac in desirable Sparta Township offers luxurious living with breathtaking lake views from nearly every room and the rare advantage of a private dock for enjoying the lake lifestyle. Featuring hardwood flooring throughout, the home includes two master bedroom suites with built-in closet cabinetry, while the spacious primary suite boasts tray ceilings and leads to a spa-like bathroom with a jetted tub, shower with power sprays, and double vanities. The sun-filled family room is filled with natural light and showcases beautiful lake views, while the chef's kitchen is a dream complete with a Viking stove, newer refrigerator, and stainless steel appliances. The walkout basement provides additional living space including an exercise room, bedroom with a full bath, sauna, and potential for an in-law suite. Outside, enjoy the beautifully lit exterior, a fenced backyard, and a private dock perfect for boating, fishing, swimming, and relaxing on the water, all set within the privacy of a peaceful cul-de-sac location. With public water service and every detail thoughtfully designed, this home combines comfort, elegance, and the beauty of lakefront living while offering easy access to Sparta's top-rated schools, shopping, highly reviewed restaurants, and a wide variety of local activities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Sparta Middle SchoolGrades 6-82.4 mi
7/10
Sparta High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Kitchen Exhaust Fan,Microwave,Range/Oven-Gas,Refrigerator,Wall Oven(s) - Gas,Washer,Gas Water Heater
  • Laundry features: Level 1

Basement

  • Features: 1Bedroom,BathOthr,Exercise,GarEnter,Storage,Utility,Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full,Walk-Out Access

Bedroom1

  • Level: Second
  • Area: 325

Bedroom2

  • Level: Second
  • Area: 156

Bedroom3

  • Level: Second
  • Area: 169

Bedroom4

  • Level: Second
  • Area: 432

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 234

Family Room

  • Level: First
  • Area: 432

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Gas-Propane Leased
  • Cooling features: 2 Units,Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 3,997
  • Total interior livable area: 3,997 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Eat-in Kitchen
  • Level: First
  • Area: 378

Living Room

  • Level: First
  • Area: 336

Property

Details

  • Parcel number: 2818320020000000190000
  • Zoning description: Residential

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Curbs,Dock,Underground Lawn Sprinkler
  • Fencing: Metal Fence,Wood
  • Has view: Yes
  • View description: Lake/Water View
  • Has water view: Yes
  • Water view: Lake/Water View
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront,Lake Privileges

Lot

  • Lot size: 5.40 Acres
  • Features: Cul-De-Sac,Wooded
  • Lot size dimensions: 5.397

Parking

  • Total spaces: 3
  • Parking features: 1 Car Width,Asphalt,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance *$404$4,848
Property Taxes $2,154$25,848
Electricity $440$5,287
Total$8,939$107,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$306,480/yr
40% on housing$268,170/yr
45% on housing$238,373/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 07871$372
Sussex County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 07871$278
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$1,175,000
2026-05-13Listing removed$1,175,000
2026-04-17Price change$1,175,000
2026-02-06Listed for sale$1,200,000
2025-12-17Listing removed$1,200,000
2025-10-01Listed for sale$1,200,000
2025-10-01Pending sale$1,200,000
2025-07-28Price change$1,200,000
2025-06-05Listed for sale$1,380,000
2025-05-24Listing removed$1,400,000
2024-10-27Listed for sale$1,400,000
2003-08-06Sold$654,900
2001-07-25Sold$649,900
1999-10-12Sold$2,500
1998-12-28Sold$486,800

For Sale by Agent

AgentSimon Resende Vassalo
BrokerageColdwell Banker Realty

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