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325 Ash St, Silverton, OR, 97381

4beds
2baths
2,057sqft
$599,900
$292price/sqft
$4,189/moest. monthly cost
$167,560/yrincome needed

About This Home

OPEN HOUSE SUN. 8/2, 11:30AM - 2:30PM. Welcome to this beautifully maintained single-level home in the highly sought-after West Hill neighborhood! Sunken liv rm w/soaring wood paneled ceilings, gas FP. Dedicated laundry room, versatile bonus/Fam rm, SS appls in kitch, quartzite countertops, 3 yr old roof, newer furnace, central AC. 3 yr old owned solar panels ($20 electric bill average). Beautifully landscaped fenced yard. Close to schools, parks, shopping and restaurants of quaint Silverton. OPEN HOUSE SUN. 8/2, 11:30AM - 2:30PM Welcome to this beautifully maintained single-level home in the highly sought-after West Hill neighborhood! Offering the perfect blend of comfort, style, and efficiency, this move-in-ready home features a spacious sunken living room with soaring wood-paneled ceilings and a cozy gas fireplace. The versatile bonus room is ideal for a home office, playroom, media room, or additional living space. The kitchen is equipped with newer stainless steel appliances and quartzite countertops, while major updates include a 3-year-old roof, newer furnace, and central A/C for added peace of mind. Owned solar panels, installed approximately three years ago, provide exceptional energy savings with electric bills averaging around $20 per month for most of the year. Outside, you'll love the beautifully landscaped, meticulously maintained yard, perfect for relaxing or entertaining. Conveniently located near schools, parks, shopping, and everyday amenities, this home offers the ideal combination of location, updates, and value.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

9/10
4/10
Silverton Middle SchoolGrades 6-80.9 mi
5/10
Silverton High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1971

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Interior Area

  • Total structure area: 2,057
  • Total interior livable area: 2,057 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 102109

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Marion County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$148$1,776
Property Taxes $822$9,864
Electricity $186$2,240
Total$4,189$50,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,622/yr
40% on housing$125,670/yr
45% on housing$111,706/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 97381$270
Marion County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 97381$295
Marion County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$599,900

For Sale by Agent

AgentELAINE LINE
BrokerageMore Realty

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