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525 E Mill Stream Woods, Stayton, OR, 97383

2beds
2baths
1,390sqft
$455,000
$327price/sqft
$3,218/moest. monthly cost
$128,720/yrincome needed

About This Home

PRICE IMPROVED! A hidden gem and peaceful retreat where nature and convenience come together. The greatest bonus is the IRRIGATION WATER RIGHTS! You can water your yard and gardens and keep them lush without costing a dime! You’ll simply fall in love with this 2-bedroom + 2 full bath home with huge picture windows that overlook the peaceful Mill Stream. The kitchen and living spaces flow and give you gorgeous views of the seasonal changes in the landscape. The spiral upstairs leads to the attic where you’d have great potential to turn this space into a living space, office, library or use for your storage. This home has thoughtful updates throughout including cement plank siding, a newer roof, radiant heated floors, skylights, exterior paint, an insulated garage door, and updated kitchen appliances + seller is providing a home warranty. You’ll step outside to a backyard designed to be enjoyed in every season. The established landscape features cherries, apricots, mulberries, multiple kids of grape vines, raspberries, gooseberries, elderberries, and many varieties of blueberries, creating a true gardener's paradise. The soothing sounds of the stream, along with frequent visits from ducks + their babies, squirrels, beavers, and songbirds, make every day feel like a quiet - peaceful retreat everyday whether you're sipping your morning coffee beside the stream, harvesting fresh fruit from your own backyard, or relaxing in the natural therapy soaking tub, this home offers a lifestyle that is peaceful. This is truly a private sanctuary just minutes / a few blocks from Stayton's quaint downtown, local boutiques, restaurants, and everyday amenities. You are 15 min from Salem, an hour from Portland, and a couple hours from Bend. The HOA is friendly, easy going and this community is privately tucked away and only one block long! The HOA cares for the very front yard. You must see this home to understand its true beauty from the inside - out!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

3/10
3/10
Stayton Middle SchoolGrades 4-81.2 mi
6/10
Stayton High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1993

Materials

  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Oven,Built-In Range,Cooktop,Dishwasher,Disposal,Free-Standing Refrigerator,Indoor Grill,Washer/Dryer,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Sliding Doors,Closet, Wallto Wall Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Sliding Doors,Wallto Wall Carpet
  • Level: Main

Features

  • Ceiling Fan(s),High Ceilings,Soaking Tub,Vaulted Ceiling(s),Closet,Bathroom,Walk-In Closet(s),Walkin Shower
  • Door features: Sliding Doors
  • Window features: Bay Window(s),Skylight(s)
  • Flooring: Wall to Wall Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,390
  • Total interior livable area: 1,390 sqft

Kitchen

  • Features: Builtin Range, Dishwasher, Disposal,Builtin Oven, Free Standing Refrigerator
  • Level: Main

Living Room

  • Features: Bay Window, Ceiling Fan, Fireplace,Vaulted Ceiling, Wallto Wall Carpet
  • Level: Main

Master Bedroom

  • Features: Bathroom, Skylight,Soaking Tub, Vaulted Ceiling, Walkin Closet, Walkin Shower, Wallto Wall Carpet
  • Level: Main

Property

Details

  • Parcel number: 104023

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Has spa: Yes
  • Spa features: Free Standing Hot Tub
  • Fencing: Fenced
  • Has view: Yes
  • View description: Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Other,Stream
  • Waterbody name: Salem Ditch

Lot

  • Lot size: 5,227 sqft
  • Features: Cul-De-Sac,Trees,SqFt 5000 to 6999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Marion County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$117$1,404
Property Taxes $625$7,500
Electricity $176$2,119
Total$3,218$38,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,331/yr
40% on housing$96,540/yr
45% on housing$85,813/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 97383$224
Marion County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 97383$309
Marion County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$445,000
2026-07-10Listed for sale$455,000
2003-09-18Sold$154,900

For Sale by Agent

AgentSarah Malarkey
BrokerageNextHome Realty Connection

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