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907 N 4th St, Pekin, IL, 61554

2beds
1baths
768sqft
$74,000
$96price/sqft
$705/moest. monthly cost
$28,200/yrincome needed

About This Home

Welcome to 907 N 4th Street, a bright and charming single-story residence offering comfortable living in Pekin. Inside, the home features two bedrooms, one full bathroom, and a sun-drenched living room with plenty of natural light. The updated kitchen includes functional cabinetry and dedicated space for daily dining. An enclosed three-season porch offers a delightful spot for relaxation, while forced air heating and central air conditioning ensure year-round comfort. Outside, the property includes a level yard, a storage shed, and convenient off-street parking. This property is conveniently located near local dining, parks, and downtown Pekin amenities, with easy access to major thoroughfares for a straightforward commute.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

3/10
5/10
4/10

Construction

Condition

  • Year built: 1917

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Range Hood,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 13ft 7in x 10ft 1in

Bedroom2

  • Level: Main
  • Dimensions: 11ft 3in x 11ft 1in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Kitchen

  • Level: Main
  • Dimensions: 11ft 3in x 10ft 2in

Laundry

  • Level: Basement
  • Dimensions: 22ft 6in x 13ft 2in

Living Room

  • Level: Main
  • Dimensions: 18ft 5in x 11ft 1in

Main Level

  • Area: 768

Other

  • Level: Main
  • Dimensions: 11ft 1in x 7ft 6in

Property

Details

  • Parcel number: 040435144014

Features

  • Patio & porch: Enclosed

Lot

  • Lot size: 5,500 sqft
  • Features: Level
  • Lot size dimensions: 50 x 110

Parking

  • Parking features: Gravel,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $374$4,488
Home Insurance *$79$948
Property Taxes $122$1,464
Electricity $130$1,569
Total$705$8,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,171/yr
40% on housing$21,150/yr
45% on housing$18,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 61554$90
Tazewell County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 61554$100
Tazewell County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$72,000
2026-07-29Listed for sale$74,000
2015-12-11Sold$50,000
2015-10-06Price change$51,900
2015-09-18Listed for sale$54,900
2015-05-26Listing removed$57,000
2015-02-25Listed for sale$57,000
2010-07-31Listing removed$59,900
2010-06-27Price change$59,900
2010-05-27Price change$62,500
2010-04-24Price change$62,900
2010-03-25Listed for sale$64,900
2008-11-25Sold$55,000

For Sale by Agent

AgentAdam J Merrick
BrokerageAdam Merrick Real Estate

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