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905 20th St SE, Salem, OR, 97301

3beds
2baths
1,079sqft
$409,900
$380price/sqft
$3,066/moest. monthly cost
$122,640/yrincome needed

About This Home

Beautifully updated 3-bedroom, 2-bath home offering comfort, style, & functionality! This move-in ready property features a brand-new roof, fresh interior & exterior paint, new flooring throughout, & an updated kitchen w/ modern finishes. Detached garage includes an attic, providing plenty of additional storage space, plus a separate storage shop perfect for tools, hobbies, or extra equipment. Whether you're looking for your first home or your next home, this property offers the perfect combination of updates, storage, and convenience. Don't miss this fantastic opportunity!

Getting Around

71
WalkingVery Walkable
37
TransitSome Transit
81
BikeVery Bikeable

Schools

5/10
5/10
Leslie Middle SchoolGrades 6-81.9 mi
5/10
South Salem High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Continuous
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Range Included,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal

Features

  • Flooring: Laminate

Heating

  • Heating features: Electric,Wall Furnace

Interior Area

  • Total structure area: 1,079
  • Total interior livable area: 1,079 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 583235
  • Zoning: RS

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 5,400 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Marion County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$112$1,344
Property Taxes $706$8,472
Electricity $176$2,119
Total$3,066$36,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,120/yr
40% on housing$91,980/yr
45% on housing$81,760/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 97301$183
Marion County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 97301$269
Marion County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$399,900
2026-07-08Price change$409,900
2026-06-29Listed for sale$425,000
2026-04-17Sold$295,000

For Sale by Agent

AgentKATHY CAMPOS MESEN
BrokerageRealty Of America, Llc

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