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1416 1/2 Charlotte St, Pekin, IL, 61554

2beds
1baths
1,489sqft
$99,500
$67price/sqft
$903/moest. monthly cost
$36,120/yrincome needed

About This Home

Looking for a great Investment? 2 bedroom 1 bath with possible 3rd bedroom or den available in basement. Single Home with tenant and would like to stya. Tenant pays $875 per month and covers gas/electric, water, mow and snow removal. Access off Alley way. Updated items include-Gutterguards-26,WaterHeater, washer,dryer, frig and stove-24, Garage door opener and door-20, HVAC-19, Roof-15 Access home from alley way only 1 home for sale. Please allow 24 hour notice for showings

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
Willow Elementary SchoolGrades K-30.6 mi
5/10
4/10

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater,Dryer,Range,Refrigerator,Washer,Water Heater
  • Laundry features: Private

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,489
  • Total interior livable area: 1,489 sqft

Property

Details

  • Parcel number: 040435415006

Lot

  • Lot size: 2,480 sqft
  • Features: Level
  • Lot size dimensions: 40 x 62

Parking

  • Total spaces: 3
  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $503$6,036
Home Insurance *$106$1,272
Property Taxes $164$1,968
Electricity $130$1,569
Total$903$10,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,960/yr
40% on housing$27,090/yr
45% on housing$24,080/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 61554$89
Tazewell County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 61554$100
Tazewell County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$94,500
2026-07-19Listed for sale$99,500
2023-02-16Listing removed--
2023-02-06Listed for rent$850
2023-01-18Listing removed--
2023-01-10Listed for rent$850
2021-08-17Listing removed--
2021-08-03Listed for rent$850
2021-06-30Sold$70,000
2021-06-18Pending sale$72,900
2021-06-16Listed for sale$72,900

For Sale by Agent

AgentLisa Inman
BrokerageMove Smart Realty

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