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1015 N College St, McKinney, TX, 75069

3beds
2baths
2,331sqft
$659,000
$283price/sqft
$5,144/moest. monthly cost
$205,760/yrincome needed

About This Home

Welcome Home to 1015 N. College Street- Historic McKinney. Step into timeless charm with this beautifully preserved 1910 corner-lot home in the heart of Historic McKinney. From the inviting white picket fence to the original hardwood floors, every detail tells a story while offering the comfort and convenience today’s buyers desire. This one-of-a-kind home features 3 spacious bedrooms, 2 full baths, 2 living areas, a dining room, and a 2-car garage. Need extra space? The detached office is perfect for working from home, a private studio, fitness room, or creative retreat. Designed for both relaxing and entertaining, the backyard is truly exceptional. Enjoy evenings under the charming outdoor cabana, gather around the fully equipped outdoor kitchen featuring a built-in smoker and sink, or host unforgettable celebrations in your own private oasis. Located just minutes from Historic Downtown McKinney’s award-winning restaurants, boutiques, parks, and year-round events. Lovingly maintained and full of character, this storybook property is truly a jewel box of the neighborhood where historic elegance meets modern living. 1015 N. College Street isn’t just a home… it’s a lifestyle waiting to be enjoyed. UPGRADES 2023- Removed 2 trees at risk of falling on the house and had cables installed to stabilize remaining trees in front yard, Painted full exterior of house, 2024-Installed new patio in the backyard, 2025-Installed new garage door, 2026- Remodeled upstairs bath, including adding a new shower, Replaced cast iron sewer line, Installed new side patio between the driveway and sunroom.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
9/10
Faubion Middle SchoolGrades 6-80.7 mi
7/10
Mckinney Boyd High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Dimensions: 13 x 9

Bedroom

  • Level: Second
  • Dimensions: 13 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 14 x 14

Features

  • Built-in Features,Chandelier,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Paneling/Wainscoting,Cable TV,Natural Woodwork,Wired for Sound
  • Window features: Window Coverings
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Living Room,Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Attic Fan,Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,331 sqft

Kitchen

  • Features: Built-in Features,Kitchen Island,Solid Surface Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 14 x 12

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 16 x 14

Master Bedroom

  • Level: Second
  • Dimensions: 14 x 14

Sunroom

  • Level: First
  • Dimensions: 14 x 12

Utility Room

  • Features: Utility Room
  • Level: First
  • Dimensions: 8 x 6

Property

Details

  • Parcel number: R0875026026A1
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Patio,Covered
  • Exterior features: Fire Pit,Lighting,Outdoor Grill,Private Yard,Rain Gutters
  • Fencing: Back Yard,Fenced,Front Yard,Wood

Lot

  • Lot size: 9,670 sqft
  • Features: Back Yard,Corner Lot,Lawn,Landscaped,Many Trees
  • Lot size dimensions: TBD

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Garage Faces Front,Garage,Garage Door Opener,Oversized,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance *$622$7,464
Property Taxes $935$11,220
Electricity $255$3,071
Total$5,144$61,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,365/yr
40% on housing$154,320/yr
45% on housing$137,173/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 75069$239
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75069$168
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$659,000
2026-06-25Listed for sale$695,000
2023-01-10Sold--
2022-12-06Pending sale$599,000
2022-11-23Contingent$599,000
2022-10-28Listed for sale$599,000
2017-12-01Sold--
2017-11-18Pending sale$399,999
2017-10-09Price change$399,999
2017-09-22Price change$424,900
2017-08-23Price change$429,900
2017-07-13Listed for sale$449,900
2012-05-15Sold--
2012-03-15Listed for sale$90,950
2011-11-15Sold--

For Sale by Agent

AgentValarie Kerby
BrokerageRE/MAX Four Corners

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