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707 N Main St, Farmersville, TX, 75442

3beds
2baths
1,313sqft
$335,000
$255price/sqft
$2,621/moest. monthly cost
$104,840/yrincome needed

About This Home

Charming Elegance in the heart of Farmerville! This is a 3 bedrooms, 2 baths, and generous 2-car garage. Step inside to see an open floor plan that seamlessly blends modern luxury with timeless design. An amazing kitchen with a island that offers extra storage and a space perfect for gatherings. Each bedroom is generously sized. Keep your toys or hobbies right in your backyard! This home was built in 2010 and the shop in 2018. You are a close walk to all of FISD schools, downtown dining, shopping and even the walking trail and park. A rock driveway leads to your 20x30 insulated shop and 6ft privacy fence in the back yard to keep your toys and projects. This home is a masterpiece of comfort and quality in a location that offers both privacy and ease of access to local amenities, presenting an unparalleled opportunity to embrace a lifestyle of distinction in Farmersville. Make your appointment today!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Farmersville High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2010

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Cable TV

Interior Area

  • Total interior livable area: 1,313 sqft

Living Room

  • Level: First
  • Dimensions: 18 x 14

Master Bedroom

  • Level: First
  • Dimensions: 12 x 12

Property

Details

  • Parcel number: 2664261
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Cold Wave
Inland Flooding
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$280$3,360
Property Taxes $410$4,920
Electricity $238$2,859
Total$2,621$31,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,862/yr
40% on housing$78,630/yr
45% on housing$69,893/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 75442$173
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75442$142
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$315,000
2026-03-30Price change$335,000
2026-02-03Listed for sale$350,000
2026-01-05Listing removed$365,000
2025-08-02Price change$365,000
2025-06-25Listed for sale$375,000
2024-08-07Listing removed--
2024-07-17Listed for rent$2,800
2021-07-14Listing removed--
2021-04-12Listed for sale$350,000
2021-03-24Listing removed--
2019-03-02Listing removed$225,000
2018-12-03Price change$225,000
2018-09-27Listed for sale$250,000
2009-08-24Listing removed$35,000
2009-07-18Listed for sale$35,000

For Sale by Agent

AgentRagan Rutherford
BrokerageGolden Realty Group LLC

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