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311 Summit St, Farmersville, TX, 75442

2beds
2baths
1,724sqft
$245,000
$142price/sqft
$2,166/moest. monthly cost
$86,640/yrincome needed

About This Home

PRICE IMPROVEMENT! Welcome to this charming home set on a spacious 0.5-acre lot, surrounded by mature trees that offer both beauty and privacy. Relax and enjoy the outdoors from the inviting large front porch or the covered back patio, perfect for morning coffee or evening gatherings. Inside, you'll find large rooms throughout, including two living areas, each featuring its own fireplace for a warm and welcoming atmosphere. The formal dining room is ideal for hosting family meals and special occasions. The kitchen offers tons of storage space, decorative lighting, and room to work and entertain with ease. Outside, the property includes an extra-large garage or workshop, plus an additional shed, giving you abundant space for tools, hobbies, or extra storage. The large yard provides endless potential for gardening, play, or future outdoor projects.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

--
Tatum Elementary SchoolGrades PK-20.7 mi
5/10
Farmersville High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 15 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Ceiling Fan(s)

Dining Room

  • Level: First
  • Dimensions: 15 x 7

Family Room

  • Level: First
  • Dimensions: 22 x 15

Features

  • Built-in Features,Chandelier,Decorative/Designer Lighting Fixtures,Paneling/Wainscoting
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Laminate,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas,Gas Log,Gas Starter
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 1,724 sqft

Kitchen

  • Level: First
  • Dimensions: 16 x 9

Living Room

  • Level: First
  • Dimensions: 15 x 17

Master Bathroom

  • Level: First
  • Dimensions: 8 x 10

Master Bedroom

  • Level: First
  • Dimensions: 13 x 15

Other

  • Level: First
  • Dimensions: 9 x 5

Utility Room

  • Level: First
  • Dimensions: 8 x 13

Property

Details

  • Parcel number: R1066009005A1

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: None

Lot

  • Lot size: 0.50 Acres
  • Features: Few Trees

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Cold Wave
Inland Flooding
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$205$2,460
Property Taxes $485$5,820
Electricity $238$2,859
Total$2,166$25,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,262/yr
40% on housing$64,980/yr
45% on housing$57,760/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 75442$174
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75442$142
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$245,000
2026-02-14Price change$255,000
2025-12-15Listed for sale$265,000

For Sale by Agent

AgentJill Hartsell
BrokerageKeller Williams NO. Collin Cty

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