See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1010 Westgate Dr, Farmersville, TX, 75442

4beds
2baths
2,391sqft
$410,000
$171price/sqft
$3,246/moest. monthly cost
$129,840/yrincome needed

About This Home

ASSUMABLE FHA LOAN At 4.85%!!! Welcome to 1010 Westgate Drive, a beautifully maintained single-story home situated on a spacious quarter-acre corner lot in charming Farmersville—with no HOA! This 4-bedroom, 2-bathroom residence offers a functional layout with two living areas and vaulted ceilings that create an open, airy feel. The light-filled kitchen features granite countertops, under-cabinet lighting, a pantry, and a breakfast nook overlooking the side yard. The primary suite includes a garden tub, separate shower, dual vanities, and a walk-in closet for ample storage. Enjoy two covered patios perfect for outdoor entertaining, plus a large fenced backyard with a storage shed. Additional highlights include a 3-car garage, skylights, decorative lighting, and a blend of ceramic tile, carpet, and engineered flooring throughout. Located just minutes from schools, dining, and downtown Farmersville. Don’t miss your opportunity to own this warm and welcoming home!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

--
Tatum Elementary SchoolGrades PK-20.6 mi
5/10
Farmersville High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Disposal,Microwave
  • Laundry features: Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room Nook

  • Level: First
  • Dimensions: 11 x 7

Dining Room

  • Level: First
  • Dimensions: 16 x 10

Family Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 13 x 15

Features

  • Decorative/Designer Lighting Fixtures,Granite Counters,High Speed Internet,Cable TV,Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,391 sqft

Living Room

  • Level: First
  • Dimensions: 17 x 17

Master Bathroom

  • Features: Dual Sinks,En Suite Bathroom,Garden Tub/Roman Tub,Separate Shower
  • Level: First
  • Dimensions: 8 x 6

Master Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 15 x 15

Other

  • Level: First
  • Dimensions: 9 x 5

Property

Details

  • Parcel number: R106700300401
  • Attached to another structure: Yes
  • Exclusions: Ring Camera

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Cold Wave
Inland Flooding
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$343$4,116
Property Taxes $568$6,816
Electricity $262$3,150
Total$3,246$38,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,291/yr
40% on housing$97,380/yr
45% on housing$86,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 75442$173
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75442$142
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-08Listed for sale$410,000
2022-05-20Sold--
2022-05-03Pending sale$399,900
2022-04-21Contingent$399,900
2022-04-15Listed for sale$399,900
2018-09-08Listing removed$289,900
2018-08-12Pending sale$289,900
2018-06-18Price change$289,900
2018-05-16Listed for sale$294,900
2018-03-01Listing removed$274,900
2018-02-07Price change$274,900
2017-12-06Listed for sale$279,900

For Sale by Agent

AgentJoanna Housewright
BrokerageColdwell Banker Realty Frisco

Similar Homes