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105 Cedar Rdg, McKinney, TX, 75069

3beds
3baths
1,900sqft
$499,990
$263price/sqft
$3,707/moest. monthly cost
$148,280/yrincome needed

About This Home

1.5 ACRE LOT with NO HOA in Sunset Acres within McKinney ISD READY for new OWNERS!! ROOM for EVERYBODY with 3 BEDROOMS, 3 baths, FORMAL DINING room, HUGE Family ROOM, big GAMEROOM, and MOTHER IN LAW SUITE with FULL KITCHEN and BATH attached to house but has SEPERATE OUTDOOR entry PERFECT for mother-on-law suite or HOME BUSINESS office, or ADDITIONAL recreational area! DETACHED 2 car GARAGE with SHOP on the BACK side, SHED, COVERED DECK area and COVERED back PATIO with CEILING FAN! All the upgrades - WOOD FLOORS, CERAMIC TILE, smooth COOKTOP, SS appliances, PENDANT lights, custom BACKSPLASH, BREAKFAST BAR, decorative lighting, BRICK fireplace! MATURE trees and PRETTY LANDSCAPING with vegetable GARDEN! PRIVATE lot with AMAZING VIEWS all within outstanding MCKINNEY ISD! Close to shopping, schools and parks!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Webb Elementary SchoolGrades K-53.8 mi
8/10

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Disposal,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 14 x 11

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,High Speed Internet,In-Law Floorplan,Open Floorplan,Tile Counters,Cable TV,Walk-In Closet(s),Wired for Sound
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: First
  • Dimensions: 12 x 8

Kitchen

  • Level: First
  • Dimensions: 10 x 8

Living Room

  • Level: First
  • Dimensions: 20 x 15

Living Room

  • Level: First
  • Dimensions: 20 x 16

Living Room

  • Level: First
  • Dimensions: 20 x 16

Master Bedroom

  • Level: First
  • Dimensions: 16 x 14

Property

Details

  • Parcel number: R158000001801

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Covered,Deck
  • Exterior features: Deck,Private Entrance
  • Fencing: Wood

Lot

  • Lot size: 1.50 Acres
  • Features: Acreage,Corner Lot,Landscaped,Many Trees,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Covered,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$471$5,652
Property Taxes $470$5,640
Electricity $238$2,859
Total$3,707$44,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,097/yr
40% on housing$111,210/yr
45% on housing$98,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 75069$240
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75069$168
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$549,990
2012-05-17Listing removed$136,900
2012-03-24Price change$136,900
2012-02-25Price change$145,000
2012-02-18Listed for sale$91,000
2012-02-15Sold--
2011-08-24Listing removed$229,000
2011-04-17Price change$229,000
2011-03-05Listed for sale$235,000
2010-09-12Listing removed$249,900
2010-06-05Price change$249,900
2010-05-18Listed for sale$259,900

For Sale by Agent

AgentMarian Porter
BrokerageNorth Point Realty

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