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5293 Texas Rd, Carthage, NY, 13619

2beds
1baths
650sqft
$34,500
$53price/sqft
$479/moest. monthly cost
$19,160/yrincome needed

About This Home

Perfect for any one looking to start a farm or build a house/business from the ground up. Has 2.8 acres of fertile Land and excellent water! Small cozy 650ft rustic cabin like home in a great neighborhood worthy as is with minor touch ups or for a remodel and runs on its own water supply through a 80ft drilled Well with a water filtering system that was last assessed in 2021. Has great potential to be a home to raise generations of family in. Just needs a little TLC. Asking listing price OR BEST OFFER. Sold “as is” and “where is”.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
Carthage Middle SchoolGrades 5-87.1 mi
7/10

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Range / Oven

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other,Hardwood

Heating

  • Heating features: Other,Electric

Interior Area

  • Total interior livable area: 650 sqft

Property

Details

  • Parcel number: 232089075000103200

Features

  • Exterior features: Wood

Lot

  • Lot size: 2.80 Acres

Parking

  • Parking features: Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Lewis County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $174$2,088
Home Insurance *$20$240
Property Taxes $39$468
Electricity $246$2,954
Total$479$5,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,422/yr
40% on housing$14,370/yr
45% on housing$12,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.2%
3.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$53This listing

vs Other Active Listings

Avg $/sqft

ZIP 13619$117
Lewis County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 13619$116
Lewis County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$34,500
2025-07-01Listing removed--
2025-04-02Listed for sale$60,000
2023-11-02Listing removed--
2023-10-03Price change$85,000
2023-09-29Price change$92,900
2023-09-28Price change$99,200
2023-08-22Listed for sale$100,000
2023-02-25Listing removed--
2022-11-13Listed for sale$80,000
2015-04-21Sold$4,513
2008-09-08Sold$15,000

For Sale by Owner

AgentProperty Owner

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