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56 Flow Dr, Potsdam, NY, 13676

1beds
1baths
0sqft
$241,500
--price/sqft
$1,994/moest. monthly cost
$79,760/yrincome needed

About This Home

Welcome to 56 Flow Drive, a seasonal cottage set on the Allen’s Falls Reservoir along the West Branch of the St. Regis River. Offering 100 feet of water frontage, this property is an ideal retreat for enjoying boating, fishing, swimming, kayaking, relaxing by the water, and making the most of summer in the North Country. The waterfront parcel measures approximately 100 x 100 feet, with an additional 100 x 71-foot lot located across the road, providing added space and flexibility. Ready for its next owners, this property offers the perfect opportunity to create a summer getaway today with potential for future full-time living. Conveniently located just 8 miles from the Village of Potsdam, it combines peaceful waterfront living with easy access to nearby amenities. The property comes fully furnished and includes a canoe, kayaks and a paddle boat. Many items also included within the two, spacious storage sheds to make the camping experience more comfortable. The secondary lot across the road could be a benefit for extra parking, campers, etc. This property has so much to offer. Contact an agent today to schedule your showing appointment.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Sold as Is
  • Year built: 1955

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Asphalt Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove-Elec,Water Heater(Electric)

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open beam ceiling
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Interior Area

  • Total structure area: 702

Property

Details

  • Parcel number: 78.047225 & 78.047226

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront
  • Waterbody name: St Regis River
  • Frontage length: Main Road: 100,Water Frontage: 100

Lot

  • Lot size: 0.39 Acres
  • Features: Level,Trees
  • Lot size dimensions: 100 x 100 100 x 71

Parking

  • Total spaces: 2
  • Parking features: 2 parking spaces,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,221$14,652
Home Insurance *$139$1,668
Property Taxes $388$4,656
Electricity $246$2,954
Total$1,994$23,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,365/yr
40% on housing$59,820/yr
45% on housing$53,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13676$135
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13676$114
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$241,500

For Sale by Agent

AgentDonna Bonno
BrokerageTrego Realty Group, LLC

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