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704 Shoreline Dr, New London, NC, 28127

5beds
4baths
3,287sqft
$1,600,000
$487price/sqft
$9,957/moest. monthly cost
$398,280/yrincome needed

About This Home

Welcome to your private waterfront oasis on beautiful Badin Lake! Nestled on over 2 acres, this stunning all-brick home offers the perfect blend of space, comfort, and lakefront living. Featuring 5 bedrooms and 3.5 baths, this home is designed for both relaxation and entertaining. Enjoy breathtaking water views from multiple living spaces and unwind in a home that comes mostly furnished—making your transition to lake life effortless. Step outside and experience everything waterfront living has to offer. Your private double-deck pier is ideal for soaking in the views, while the personal watercraft drive-on docks make lake days simple and convenient. A private boat ramp and basement garage provide easy boat storage and quick access to the water. Additional features include a 2-car garage, expansive outdoor space, and the privacy that only a 2+ acre waterfront property can provide. *lower level bedroom does not have a window -

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Troy ElementaryGrades PK-215.6 mi
6/10
West MiddleGrades 6-815.7 mi
1/10
Montgomery Learning AcademyGrades 6-1215.7 mi

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Free-Standing Range,Cooktop,Gas Water Heater,Tankless Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished, Basement

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Dead Bolt(s),Separate Shower,Solid Surface Counter
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,103
  • Finished area above ground: 2,184

Heating & Cooling

  • Heating features: Heat Pump,Zoned,Electric
  • Cooling features: Central Air,Heat Pump,Zoned

Interior Area

  • Total structure area: 3,287
  • Total interior livable area: 3,287 sqft

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 02019C0000019000
  • Zoning: RA1
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 2.12 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Door Opener,Attached,Basement,Garage Faces Front,Lower Level Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Tornado
Hail
Hurricane
Lightning
Winter Weather

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,090$97,080
Home Insurance *$769$9,228
Property Taxes $792$9,504
Electricity $306$3,673
Total$9,957$119,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$341,382/yr
40% on housing$298,710/yr
45% on housing$265,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 28127$156
Davidson County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 28127$200
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Listed for sale$1,600,000
2021-03-24Listing removed--
2015-10-21Sold$657,500
2014-09-06Listing removed$699,000
2014-05-03Listed for sale$699,000
2014-03-03Listing removed$699,000
2014-02-23Listed for sale$699,000
2013-07-29Listing removed$729,000
2013-02-05Listed for sale$729,000
2012-08-27Listing removed$769,000
2012-07-04Price change$769,000
2012-04-23Listed for sale$795,000
2005-02-11Sold$800,000

For Sale by Agent

AgentDebbie Coley
BrokerageDebbie C Realty, LLC

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