243 Clay St, Linwood, NC, 27299
About This Home
Welcome home to this spacious 3-bedroom, 2-bath property nestled on 2.44 beautiful acres, offering the perfect blend of comfort, functionality, and room to roam. Inside, you'll find gorgeous engineered hardwood floors throughout the main living areas and generously sized rooms that provide plenty of space for everyday living and entertaining. The open kitchen and dining area create a warm and inviting gathering space, highlighted by a charming faux fireplace that adds character and ambiance. Step outside and enjoy the expansive property, complete with a partially fenced backyard that's perfect for your four-legged family members. Car, boat, and motorcycle enthusiasts will love the impressive garage space, featuring a 2-car attached garage plus an oversized 3-car detached garage with ample room for vehicles, storage, hobbies, or a workshop. Whether you're looking for peaceful country living, space for your toys, or room to grow, this property offers endless possibilities. Better HURRY
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Stick/Site Built,Residential,Single Family Residence
Interior
Appliances
- Appliances included: Appliance Center,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Partially Finished, Basement
Bedroom2
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
Dining Room
- Level: Main
Features
- Flooring: Carpet,Engineered Hardwood,Tile,Vinyl
- Number of fireplaces: 1
- Fireplace features: Basement
- Fireplace: Yes
- Finished area below ground: 822
- Finished area above ground: 2,354
Heating & Cooling
- Heating features: Floor Furnace,Wood,Oil
- Cooling features: Central Air
Interior Area
- Total structure area: 3,451
- Total interior livable area: 3,176 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Master Bedroom
- Level: Main
Recreation Room
- Level: Basement
Property
Details
- Parcel number: 04010A0000132 & 04010A0000129A
- Zoning: RA2
- Special condition: Owner Sale
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Porch
- Exterior features: Dog Run,Garden
- Fencing: Fenced,Partial
- Residential vegetation: Partially Wooded
Lot
- Lot size: 2.44 Acres
- Features: Partially Cleared,Partially Wooded
- Lot size dimensions: 150 x 175 x 25 x 75 x 25 x 215 x 75 x 375 x 205 x 150 x 175
Parking
- Total spaces: 6
- Parking features: Driveway,Garage,Attached,Basement,Detached
- Has garage: Yes
- Attached garage spaces: 6
- Covered spaces: 6
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Davidson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,472 | $29,664 |
| Home Insurance * | $223 | $2,676 |
| Property Taxes | $257 | $3,084 |
| Electricity | $295 | $3,549 |
| Total | $3,247 | $38,964 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Price change | $489,000 |
| 2026-06-25 | Listed for sale | $499,000 |
View on Zillow