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578 Riverview Rd, Lexington, NC, 27292

2beds
2baths
1,608sqft
$578,000
$359price/sqft
$3,540/moest. monthly cost
$141,600/yrincome needed

About This Home

Bring your lake toys! This property includes a detached double garage/workshop with 12-foot ceilings, electrical service, and heat and AC. The pier was recently updated with new decking, and the newly painted gazebo is the perfect place to sit and view the lake. No need to wait in line because this home has its own private boat ramp. The septic system was recently updated as well. Ask your agent for the septic records! The home sits on a level lot and has a beautiful sunroom overlooking the lake, 2 bathrooms, and huge closets. With over 1608 sq.ft. of living space, the price per sq.ft. makes this home an exceptional value. Seller is motivated, so let's get the conversation started!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

4/10
8/10
Central Davidson MiddleGrades 6-85.7 mi
4/10
Central Davidson HighGrades 9-125.7 mi

Construction

Condition

  • Year built: 1931

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,608

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,608
  • Total interior livable area: 1,608 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 06030A0000033
  • Zoning: RS
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.59 Acres

Parking

  • Total spaces: 4
  • Parking features: Carport,Driveway,Garage,Gravel,Attached Carport,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,922$35,064
Home Insurance *$266$3,192
Property Taxes $152$1,824
Electricity $200$2,405
Total$3,540$42,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,371/yr
40% on housing$106,200/yr
45% on housing$94,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 27292$173
Davidson County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27292$159
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$569,900
2026-07-19Listed for sale$578,000
2022-06-06Listing removed$584,999
2022-03-21Listed for sale$584,999
1996-07-01Sold$76,500

For Sale by Agent

AgentTraci Hennessee
BrokerageHennessee Properties LLC

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