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1240 Riverview Rd, Lexington, NC, 27292

2beds
1baths
911sqft
$339,500
$373price/sqft
$2,262/moest. monthly cost
$90,480/yrincome needed

About This Home

Charming lakefront cottage on beautiful High Rock Lake! This 2-bedroom, 1-bath retreat is perfectly positioned on a wonderful stretch of the lake, offering peaceful water views and the ideal setting for weekend getaways or full-time lake living. Inside, you’ll love the bright sunroom featuring floor-to-ceiling windows that showcase the water & fill the space with natural light. It’s the perfect spot for morning coffee or winding down after a day on the lake. Outside, you’ll find expansive deck spaces, giving you plenty of room to entertain, grill, or simply soak in the view. Walk out to the private pier and enjoy easy access to boating, fishing, and swimming right from your backyard. Whether you’re relaxing in a rocking chair, hosting friends on the deck, or heading out for a sunset cruise, this property captures the very best of lake life. A rare opportunity to own a slice of waterfront paradise on High Rock Lake!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
8/10
Central Davidson MiddleGrades 6-85.9 mi
3/10
Central Davidson HighGrades 9-125.9 mi

Construction

Condition

  • Year built: 1966

Materials

  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 911

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 911
  • Total interior livable area: 911 sqft

Property

Details

  • Parcel number: 06030C00D0004
  • Zoning: RS
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Lighting

Lot

  • Lot size dimensions: 50 x 169 x 52 x 179

Parking

  • Total spaces: 2
  • Parking features: Carport,Driveway,Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,716$20,592
Home Insurance *$156$1,872
Property Taxes $190$2,280
Electricity $200$2,405
Total$2,262$27,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,554/yr
40% on housing$67,860/yr
45% on housing$60,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 27292$174
Davidson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27292$159
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$339,500
2026-03-05Listed for sale$349,900
2025-11-29Listing removed$359,000
2025-11-01Pending sale$359,000
2025-08-21Price change$359,000
2025-05-15Price change$365,000
2025-04-24Listed for sale$379,000
2017-03-12Sold$140,000
2016-12-15Pending sale$150,000
2016-10-25Listed for sale$150,000

For Sale by Agent

AgentJenna Younts
BrokerageJ. Marshall Realty

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