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1902 Riverview Road Ext, Lexington, NC, 27292

5beds
4baths
3,488sqft
$1,000,000
$287price/sqft
$6,401/moest. monthly cost
$256,040/yrincome needed

About This Home

Experience lakefront living and investment potential all in one on High Rock Lake, North Carolina's second-largest lake. Designed to accommodate large groups, this fully furnished property offers over 5 BRs, multiple sleeping areas, 2 full kitchens, and room for up to 28 guests. Expansive water views, a covered lakeside porch, private dock, sandy shoreline, and a spacious waterfront patio with fire pit create the ideal setting for relaxing, entertaining, and making memories on the lake. This property has been successfully operated as a short-term rental and comes with numerous future bookings already on the calendar, offering immediate income potential for the next owner. A separate bunkhouse provides additional guest accommodations and flexibility. Whether you're looking for a personal lake retreat, income-producing investment, or both, this unique property is ready to enjoy from day one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
8/10
Central Davidson MiddleGrades 6-86.7 mi
4/10
Central Davidson HighGrades 9-126.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Range Hood,Electric Water Heater
  • Laundry features: Dryer Connection,In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished, Basement

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedroom5

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 3

Breakfast

  • Level: Main

Den

  • Level: Lower

Dining Room

  • Level: Main

Features

  • Great Room,Guest Quarters,Ceiling Fan(s),Dead Bolt(s),Kitchen Island,Pantry,Separate Shower,Solid Surface Counter
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 1,000
  • Finished area above ground: 2,488

Heating & Cooling

  • Heating features: Heat Pump,Zoned,Electric
  • Cooling features: Central Air,Zoned,Multi Units

Interior Area

  • Total structure area: 3,488
  • Total interior livable area: 3,488 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Main

Property

Details

  • Parcel number: 06035C00K0020000
  • Zoning: RA2
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Garden
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Privileges,Lake Front,Lake

Lot

  • Lot size: 0.71 Acres
  • Features: Not in Flood Zone

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$460$5,520
Property Taxes $561$6,732
Electricity $324$3,898
Total$6,401$76,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,462/yr
40% on housing$192,030/yr
45% on housing$170,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 27292$173
Davidson County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27292$159
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$1,000,000
2026-06-19Listed for sale$1,150,000
2026-05-01Listing removed$1,200,000
2026-01-04Listed for sale$1,200,000
2024-03-14Sold$900,000
2022-11-08Sold$425,000
2014-05-08Sold$221,000

For Sale by Agent

AgentMarela Turkic
BrokerageKeller Williams One

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