243 Shore Ln, Lexington, NC, 27292
About This Home
Completely remodeled waterfront retreat on High Rock Lake in Lexington, NC; where small-living dreams meet lake life perfection. This beautifully updated 2-bedroom, 1-bath home offers stunning year-round water views and effortless indoor-outdoor living. Thoughtfully redesigned from top to bottom, the home blends modern finishes with cozy lake charm, making it ideal as a full-time residence, weekend escape, or income-producing short-term rental. Step outside to enjoy your private boathouse with ramp, providing direct access to one of North Carolina’s most sought-after lakes. Whether you’re sipping morning coffee overlooking the water or spending long summer days on the lake, this property delivers the lifestyle buyers are chasing. A brand-new septic system adds additional peace of mind, while the manageable size makes ownership simple and stress-free. If you’ve been waiting for a move-in-ready lake home with character, views, and true waterfront access, this is it.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1947
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
- Laundry features: Common Area,In Bathroom
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Fireplace features: Living Room
- Finished area below ground: 0
- Finished area above ground: 981
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 981
- Total interior livable area: 981 sqft
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 09010B0020095000
- Zoning: RS
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Covered structure,Pier,Waterfront
- Waterbody name: High Rock Lake
Lot
- Lot size: 0.14 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Davidson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,174 | $26,088 |
| Home Insurance * | $198 | $2,376 |
| Property Taxes | $256 | $3,072 |
| Electricity | $200 | $2,405 |
| Total | $2,828 | $33,936 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Price change | $430,000 |
| 2026-02-05 | Listed for sale | $450,000 |
| 2021-04-09 | Sold | $211,500 |
| 2021-03-02 | Pending sale | $230,000 |
| 2020-12-10 | Listed for sale | $230,000 |
For Sale by Agent
View on Zillow