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305 Hilltop Dr, Lexington, NC, 27292

3beds
2baths
2,647sqft
$315,000
$119price/sqft
$2,328/moest. monthly cost
$93,120/yrincome needed

About This Home

Welcome to 305 Hilltop Dr in Lexington—a classic brick ranch on a 0.34-acre lot. This 3-bedroom home offers a timeless layout with three family rooms and multiple living spaces for everyday comfort. The living room features a cozy fireplace, while the den includes its own fireplace and a stunning double-sided bookcase. A third living area adds flexibility. Enjoy two gas log fireplaces (one with a rustic railroad tie mantle) and one wood-burning fireplace. The kitchen is centrally located with a bright breakfast area, plus two dining areas for gatherings. The primary bedroom features his-and-hers closets plus an additional main closet. Interior window shutters add charm throughout. Relax in the sunroom with skylight and backyard views. Additional highlights include two large double-sided bookcases, a gas water heater, and HVAC gas pack system. Spacious yard completes this inviting home.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
South Lexington SchoolGrades PK-K0.8 mi
4/10
Lexington Middle SchoolGrades 6-81.9 mi
2/10

Construction

Condition

  • Year built: 1955

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Gas Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Den

  • Level: Main

Features

  • Flooring: Carpet,Engineered Hardwood,Wood
  • Number of fireplaces: 2
  • Fireplace features: Den,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,647

Heating & Cooling

  • Heating features: Heat Pump,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,647
  • Total interior livable area: 2,647 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 11151000A0099000
  • Zoning: SN
  • Special condition: Owner Sale
  • Exclusions: Fireplace Screens And Tools

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$145$1,740
Property Taxes $345$4,140
Electricity $246$2,958
Total$2,328$27,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,817/yr
40% on housing$69,840/yr
45% on housing$62,080/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 27292$175
Davidson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27292$159
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Listed for sale$320,000
2019-11-19Sold$153,000
2019-10-03Pending sale$159,900
2019-09-13Price change$159,900
2019-07-15Price change$164,900
2019-06-17Listed for sale$159,900
2017-12-27Sold$90,000
2017-12-12Pending sale$112,500
2017-11-27Price change$112,500
2017-11-10Price change$115,900
2017-11-02Price change$117,900
2017-10-24Listed for sale$119,900
2013-07-23Sold$120,000

For Sale by Agent

AgentDave Gutheil
BrokerageRedfin Corporation

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