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3712 Bold Ruler Ct, Modesto, CA, 95355

6beds
3baths
2,082sqft
$625,000
$300price/sqft
$4,399/moest. monthly cost
$175,960/yrincome needed

About This Home

Located in Modesto, this 6-bedroom, 3-bathroom home offers 2,082 sq ft of living space on a large corner lot on a court in a quiet neighborhood. The kitchen features granite countertops, an island with a sink, making meal preparation convenient. Flooring throughout the home includes carpet, laminate, and tile. Beautiful backyard with fruit trees. Lease solar; this home has a lot of potential for a multi generational or large family. Laundry facilities with a 220-volt electricity hookup are located in the garage, which has space for two vehicles. This property is within the Sylvan Union Elementary School District.

Getting Around

23
WalkingCar-Dependent
20
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Disposal
  • Laundry features: In Garage

Bathroom

  • Features: TubinPrimaryBedroom

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central Forced Air,Solar
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,082
  • Total interior livable area: 2,082 sqft

Kitchen

  • Features: _220VoltOutlet, Countertop_Granite, IslandwithSink

Property

Details

  • Parcel number: 085019057000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 7,728 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$175$2,100
Property Taxes $618$7,416
Electricity $446$5,357
Total$4,399$52,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,822/yr
40% on housing$131,970/yr
45% on housing$117,306/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 95355$222
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95355$285
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$625,000
2026-05-26Listed for sale$654,000
2019-08-14Sold$410,000
2019-07-09Pending sale$419,900
2019-06-18Price change$419,900
2019-05-21Price change$429,900
2019-05-17Listed for sale$439,900
2001-04-10Sold$181,500

For Sale by Agent

AgentMartha Lizarraga
BrokerageColdwell Banker Realty

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