26 Saint Francis Dr S, Miramar Beach, FL, 32550
About This Home
Welcome to 26 Saint Francis, nestled within the exclusive gates of Emerald Waters Village in Miramar Beach. This coastal retreat is a rare gem, offering PRIVATE gated beach access for serene strolls along the sugar-white sands and emerald waters just moments from your doorstep. Spanning 2,025 square feet, this residence is thoughtfully designed to accommodate up to 16 guests, making it an ideal destination for extended family vacations or gatherings with friends. Upon entering, you are greeted by an open-concept first floor, where the living area invites relaxation with its two sleeper sofas, perfect for additional guests. Do an Internet search on Legacy Beach Homes of Destin, Florida to view real time calendars in order to determine availability for showings Seller is listing over $100 million worth of properties from their portfolio (35 large STRs in the Destin/Miramar/30A area with an average appraisal value of slightly over $3M each.). The seller is only selling 10% of the portfolio. Seller will withdraw this and/or any other remaining listings once the first $10 million (approximately) in sales have been achieved. Seller (Equisource Holdings dba Legacy Beach Homes) does not disclose property-level rental revenue data. Buyer to perform their own due diligence regarding income potential. However, the appraisal in the document section of this listing may include the appraiser's revenue projection. Seller will make all reasonable efforts to facilitate the transfer of future reservations. The Seller does not have to sell. Property has been priced based on recent appraisal and reflects the seller's minimum acceptable price. Most recent appraisal and inspections in docs section
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 1999
Materials
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Refrigerator
- Laundry features: Washer/Dryer Hookup
Bathroom
- Level: First
- Area: 44
- Dimensions: 8.8 x 5
Bathroom
- Level: Second
- Area: 98
- Dimensions: 10 x 9.8
Bedroom
- Level: First
- Area: 174.15
- Dimensions: 13.5 x 12.9
Bedroom
- Level: Second
- Area: 143.84
- Dimensions: 12.4 x 11.6
Bedroom
- Level: Second
- Area: 150.65
- Dimensions: 13.1 x 11.5
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Cooling features: Central Air,Ceiling Fan(s)
Dining Area
- Level: First
- Area: 118.56
- Dimensions: 11.4 x 10.4
Features
- Breakfast Bar,Crown Molding,Vaulted Ceiling(s)
- Window features: Window Treatments
- Flooring: Tile
- Common walls with other units/homes: No Common Walls
Interior Area
- Total structure area: 2,025
- Total interior livable area: 2,025 sqft
Kitchen
- Level: First
- Area: 121.77
- Dimensions: 12.3 x 9.9
Living Room
- Level: First
- Area: 267.41
- Dimensions: 22.1 x 12.1
Master Bathroom
- Level: Second
- Area: 90.09
- Dimensions: 9.9 x 9.1
Master Bedroom
- Level: Second
- Area: 252.98
- Dimensions: 18.2 x 13.9
Property
Details
- Parcel number: 292S21429700000660
- Zoning description: Resid Single Family
- Special condition: Accept Backup Offers
Features
- Stories: 2
- Patio & porch: Covered,Patio
- Exterior features: Balcony,Columns,Private Yard,Sprinkler System
- Fencing: Privacy
Lot
- Lot size: 3,484 sqft
- Features: Covenants,Restrictions,Sidewalk,Survey Available,Within 1/2 Mile to Water
- Lot size dimensions: 41 x 86
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,775 | $81,300 |
| Home Insurance * | $1,708 | $20,496 |
| Property Taxes | $1,069 | $12,828 |
| Electricity | $203 | $2,445 |
| Total | $9,755 | $117,060 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-17 | Listed for sale | $1,340,000 |
| 2025-02-20 | Listing removed | $1,290,000 |
| 2024-12-04 | Price change | $1,290,000 |
| 2024-08-27 | Listed for sale | $1,390,000 |
| 2024-04-03 | Listing removed | $850,000 |
| 2021-04-05 | Sold | $825,000 |
| 2021-03-12 | Pending sale | $850,000 |
| 2021-03-06 | Listed for sale | $850,000 |
| 2021-02-21 | Pending sale | $850,000 |
| 2021-02-16 | Listed for sale | $850,000 |
| 2021-02-07 | Pending sale | $850,000 |
| 2021-02-06 | Listed for sale | $850,000 |
| 2019-05-31 | Sold | $695,000 |
| 2019-04-25 | Pending sale | $699,900 |
| 2019-04-09 | Price change | $699,900 |
| 2019-01-18 | Listed for sale | $719,000 |
| 2018-03-28 | Sold | $440,000 |
| 2017-04-05 | Listing removed | $509,000 |
| 2017-03-13 | Price change | $509,000 |
| 2016-05-21 | Price change | $529,000 |
| 2016-03-04 | Price change | $539,000 |
| 2015-12-04 | Listed for sale | $551,000 |
| 2015-09-24 | Listing removed | $551,000 |
| 2015-07-27 | Listed for sale | $551,000 |
| 2004-12-09 | Sold | $640,000 |
| 2004-05-07 | Sold | $499,000 |
| 2001-12-10 | Sold | $269,000 |
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