285 Payne St Unit 29B, Miramar Beach, FL, 32550
About This Home
Fully furnished with $55,000 invested in stylish upgrades, plus brand-new windows and $20,000 in newly rebuilt stairwells and poolside decks -- this condo is completely move-in ready. Inside you'll find remodeled bathrooms, updated flooring, fresh paint, modern lighting, and newer appliances including hot water heater, dishwasher, and refrigerator. The unique octagonal floor plan creates an airy, open feel you won't find just anywhere. Overlooking one of two tropical pools (one heated year-round!), and just two blocks from the beach -- this is easy coastal living at its best. Welcome to Crystal Village in Miramar Beach-Come see today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete,Renovated
- Year built: 1996
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 130
- Dimensions: 13 x 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Central Air
Dining Room
- Level: First
- Area: 196
- Dimensions: 14 x 14
Features
- Breakfast Bar,Newly Painted
- Window features: Window Treatments
Interior Area
- Total structure area: 944
- Total interior livable area: 944 sqft
Living Room
- Level: First
- Area: 289
- Dimensions: 17 x 17
Master Bedroom
- Level: First
- Area: 182
- Dimensions: 14 x 13
Property
Details
- Parcel number: 302S2142864000029B
Features
- Pool features: Heated,In Ground
- Exterior features: Balcony
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $522 | $6,264 |
| Property Taxes | $374 | $4,488 |
| Electricity | $197 | $2,366 |
| Total | $3,166 | $37,992 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-07 | Listed for sale | $410,000 |
| 2025-03-13 | Sold | $360,000 |
| 2025-02-21 | Listing removed | $2,000 |
| 2025-02-12 | Pending sale | $375,000 |
| 2025-01-29 | Listed for sale | $375,000 |
| 2025-01-15 | Price change | $2,000 |
| 2024-12-10 | Price change | $2,200 |
| 2024-11-22 | Price change | $2,445 |
| 2024-10-31 | Listing removed | $385,000 |
| 2024-10-16 | Listed for rent | $2,595 |
| 2024-07-16 | Listed for sale | $385,000 |
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