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75 Wiggle Ln, Inlet Beach, FL, 32461

2beds
3baths
1,622sqft
$2,395,000
$1,477price/sqft
$14,611/moest. monthly cost
$584,440/yrincome needed

About This Home

Welcome to 75 Wiggle Lane — a timeless cottage in the heart of Rosemary Beach, just steps from Barrett Square. Set in one of the most walkable locations in town, this two-bedroom, three-full-bath home places the beach, dining, shopping, and community events right outside your door. Thoughtfully designed across three levels, the first floor features a well-appointed kitchen and an inviting living space positioned for gathering while maintaining architectural definition. A full bath on this level adds flexibility for guests. The interior has been freshly repainted, creating a crisp, light-filled backdrop throughout. Upstairs, you'll find two equally sized primary suites — a rare and highly desirable layout that offers privacy and balance for owners and guests alike. Newly redone flooring on this level introduces warmth and texture throughout both suites, enhancing the comfort and feel of the home's private spaces. Whether hosting another couple or maximizing rental appeal, the dual-primary design makes this property exceptionally versatile. The third-level loft provides additional sleeping space perfect for kids or overflow guests, enhancing both functionality and revenue potential. Outdoor porches and balconies extend the living space and reflect the timeless architectural character Rosemary Beach is known for ideal for unwinding after a day on the sand or an evening in town. Whether you're searching for a personal getaway, a strong investment opportunity, or a blend of both, 75 Wiggle Lane delivers location, flexibility, and long-term upside in one of the most sought-after communities along 30A. With potential for additional square footage, this property also presents an opportunity to further enhance value over time. Your Rosemary Beach cottage has arrived. Under Contract with 72HR Kickout

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

10/10
Bay Elementary SchoolGrades K-55.7 mi
8/10
8/10
South Walton High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Property condition: Construction Complete,Renovated
  • Year built: 2000

Materials

  • Roof: Metal,Roof Pitched
  • Construction materials: Block,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Freezer,Microwave,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 260
  • Dimensions: 20 x 13

Features

  • Bookcases,Beamed Ceilings,Vaulted Ceiling(s),Recessed Lighting,Newly Painted,Owner's Closet
  • Window features: Window Treatments
  • Flooring: Hardwood,Tile
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 1,622
  • Total interior livable area: 1,622 sqft

Laundry

  • Level: First
  • Area: 35
  • Dimensions: 7 x 5

Living Room

  • Level: First
  • Area: 260
  • Dimensions: 20 x 13

Loft

  • Level: Third
  • Area: 91
  • Dimensions: 13 x 7

Master Bathroom

  • Level: Second
  • Area: 63
  • Dimensions: 9 x 7

Master Bathroom

  • Level: Second
  • Area: 63
  • Dimensions: 9 x 7

Master Bedroom

  • Level: Second
  • Area: 260
  • Dimensions: 20 x 13

Master Bedroom

  • Level: Second
  • Area: 260
  • Dimensions: 20 x 13

Property

Details

  • Parcel number: 353S18160670380030
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Outdoor Grill,Balcony,Outdoor Shower

Lot

  • Lot size: 2,613 sqft
  • Features: Within 1/2 Mile to Water
  • Lot size dimensions: 28 x 85

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,110$145,320
Home Insurance *$251$3,012
Property Taxes $2,053$24,636
Electricity $197$2,366
Total$14,611$175,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$500,948/yr
40% on housing$438,330/yr
45% on housing$389,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,477This listing

vs Other Active Listings

Avg $/sqft

ZIP 32461$719
Walton County$482

vs Homes Sold Last Month

Median $/sqft

ZIP 32461$589
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-13Listed for sale$2,395,000
2013-09-17Sold$778,000
2013-01-11Sold$582,000
2001-10-08Sold$450,000

For Sale by Agent

AgentStephen M McGrath
BrokerageRosemary Beach Realty LLC

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