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344 Park Hill Rd, Erin, NY, 14838

4beds
1baths
1,400sqft
$425,000
$304price/sqft
$3,262/moest. monthly cost
$130,480/yrincome needed

About This Home

A rare offering of 132 acres of mostly wooded flat land nestled in the country. The massive acreage spans on both sides of Park Hill Rd lending to many different uses and possibilities. The upper portion of the property has 2 points of access to Park Hill Rd, 1 at the far west corner and the other is on the curve across from the home. The property has not been logged recently. There is one field on the upper lot. The farmhouse has many updated amenities for comfortable living. A recent addition is the 5 bay garage perfect for anyone with toys/ farm equipment to keep safe. It has a newer steel roof, electric in the building, in the workshop area there is a 220 plug, garage openers for easy use and the last bay is a drive through with doors on both sides. Inside the home offers an open space with updated kitchen and large enough for a dining space & storage. The kitchen has vinyl flooring, newer cabinets and countertops, an island for countertop seating and propane gas stove. The oversized living room has plenty of space for a large sectional or multiple couches. There is a first floor bedroom with a walkin closet. The laundry is on the first floor down the hallway from the kitchen that could offer extra pantry space or an office. First floor updated full bath has tub/ shower combo. Off the back is a spacious sunroom with views of the rolling hills or if you prefer the front enclosed porch for sitting, that one also has spectacular views of the property. Upstairs has 3 bedrooms, one very large with access to the walk in attic space that could be finished into another full bath and walk in closet. Some other amenities include a whole house generator that was recently inspected (inspected yearly), newer windows, furnace just serviced, sump pump, bilco doors to basement, multiple types of fruit/ nut trees on the property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1880

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Propane Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Exterior Entry,Partial,Walk-Up Access,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Home Office,Kitchen Island,Bedroom on Main Level
  • Flooring: Carpet,Laminate,Varies

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 07320004300000010470010000
  • Special condition: Standard
  • Other equipment: Generator
  • Horse amenities: Horses Allowed

Features

  • Exterior features: Enclosed Porch,Gravel Driveway,Porch,Private Yard,See Remarks,Propane Tank - Leased
  • Horses can be raised: Yes

Lot

  • Lot size: 132 Acres
  • Features: Irregular Lot,Secluded,Wooded
  • Lot size dimensions: 4176 x 4579

Parking

  • Total spaces: 5
  • Parking features: Detached,Electricity,Garage,Storage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$159$1,908
Property Taxes $708$8,496
Electricity $246$2,954
Total$3,262$39,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,840/yr
40% on housing$97,860/yr
45% on housing$86,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 14838$103
Chemung County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 14838$131
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Listed for sale$425,000

For Sale by Agent

AgentJulie M. (Jules) Costello
BrokerageSignature Properties

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