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28 Wilkes Avenue, Amsterdam, NY, 12010

3beds
2baths
1,228sqft
$294,999
$240price/sqft
$2,402/moest. monthly cost
$96,080/yrincome needed

About This Home

Well-maintained and fully updated, this move-in-ready home has been thoughtfully renovated from top to bottom. It features 3 bedrooms and a beautifully updated full and half bath, along with an open-concept first floor that seamlessly connects the living, dining, and chef's kitchen complete with stainless steel appliances. Recent upgrades include modern flooring, updated lighting, and numerous additional improvements throughout. Outside, enjoy a welcoming front porch and a private backyard oasis with a dedicated patio area, one car garage, and shed, all fully fenced in. Conveniently located with public water and sewer, this home is within walking distance to Amsterdam Municipal Golf Course, situated on a bus route, and close to schools and everyday amenities.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1930

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Oven,Refrigerator,Washer/Dryer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,228

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,228
  • Total interior livable area: 1,228 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 270100 39.12133
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch
  • Exterior features: Lighting
  • Fencing: Back Yard

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 4
  • Parking features: Off Street,Paved,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$137$1,644
Property Taxes $528$6,336
Electricity $246$2,954
Total$2,402$28,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,354/yr
40% on housing$72,060/yr
45% on housing$64,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 12010$143
Montgomery County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 12010$159
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$299,999
2019-12-27Sold$120,000
2018-04-07Listing removed$1,250
2018-03-07Listed for rent$1,250
2012-04-09Listing removed$80,000
2011-07-13Price change$80,000
2011-05-19Price change$87,900
2011-05-01Listed for sale$95,000

For Sale by Agent

AgentErick Rivera-Huertas
BrokerageChad Majewski Real Estate

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