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37 Grant Avenue, Amsterdam, NY, 12010

4beds
2baths
1,998sqft
$299,999
$150price/sqft
$2,523/moest. monthly cost
$100,920/yrincome needed

About This Home

Welcome to this beautifully renovated brick Cape Cod home, thoughtfully transformed with timeless New England charm while showcasing distinctive architectural character. Located in Amsterdam's desirable Upper Route 30 area, this move-in-ready residence features a striking Spanish-style clay tile roof, quality craftsmanship, and modern updates throughout. Step inside to discover freshly refinished hardwood floors, a spacious living room highlighted by a cozy fireplace, and a large formal dining room perfect for entertaining family and friends. The inviting three-season room offers additional living space and a comfortable place to enjoy the changing seasons. The home features four large bedrooms and a full second-floor bathroom complete with a luxurious Jacuzzi tub. A convenient half bath is located on the first floor for guests. The fully finished basement provides exceptional additional living space, ideal for a family room, recreation area, home office, gym, or media room. Outside, enjoy the expansive multi-level rear deck overlooking a fully fenced backyard, creating the perfect setting for outdoor gatherings and relaxation. Additional amenities include an oversized one-plus-car garage, abundant storage, and a sought-after location close to shopping, dining, schools, and major transportation routes. Combining the durability of brick construction, the elegance of a Spanish-style clay tile roof, and the warmth of New England-inspired renovations, this exceptional property offers a unique opportunity to own a truly distinctive home. Owner is a Licensed Real Estate Broker.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Block
  • Roof: Tile
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Built-in Features,Crown Molding
  • Door features: Atrium Door
  • Window features: Storm Window(s),Wood Frames,Double Pane Windows
  • Flooring: Wood,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 528
  • Finished area above ground: 1,998

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,998
  • Total interior livable area: 1,998 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 270100 39.16273
  • Zoning description: Single Residence
  • Special condition: No Disclosures

Features

  • Patio & porch: Pressure Treated Deck,Rear Porch,Deck
  • Exterior features: None
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Vinyl,Back Yard

Lot

  • Lot size: 4,791 sqft
  • Features: Landscaped

Parking

  • Total spaces: 4
  • Parking features: Detached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$140$1,680
Property Taxes $537$6,444
Electricity $330$3,962
Total$2,523$30,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,502/yr
40% on housing$75,690/yr
45% on housing$67,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 12010$144
Montgomery County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 12010$159
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$299,999
2026-07-16Price change$309,000
2026-07-07Price change$316,000
2026-06-25Price change$319,900
2026-06-04Listed for sale$324,900
2026-02-25Sold$146,500
2025-12-22Sold$138,000
2025-10-02Pending sale$146,500
2025-10-02Listing removed$151,800
2025-09-19Listed for sale$151,800
2025-09-16Listing removed--
2025-07-31Pending sale--
2014-07-02Listing removed$1,500
2014-06-10Listed for rent$1,500
2009-07-17Sold$168,000
2001-11-07Sold$117,250

For Sale by Agent

AgentPalmiro Damasco
BrokerageHIS UNLIMITED INC

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