259 Division Street, Amsterdam, NY, 12010
About This Home
Great opportunity at 259 Division St. This 6-bedroom, 2-bath duplex offers strong rental potential and also works well for an owner-occupant looking to live in one unit while renting the other. The property sits on a unique L-shaped double lot, giving tenants or owners extra outdoor space and added functionality. The lot layout provides options for expanded parking, an impressive driveway setup, shared outdoor space, or even a basketball court/play area. The upstairs unit also features central air, adding extra appeal. Convenient location, solid bedroom count, and plenty of upside.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1877
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subType: Duplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 2,470
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,470
- Total interior livable area: 2,470 sqft
Property
Details
- Parcel number: 270100 39.64322
- Attached to another structure: Yes
- Special condition: Standard
Features
- Exterior features: None
- Fencing: Back Yard
Lot
- Lot size: 6,534 sqft
Parking
- Total spaces: 5
- Parking features: Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Montgomery County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $98 | $1,176 |
| Property Taxes | $376 | $4,512 |
| Electricity | $408 | $4,898 |
| Total | $1,943 | $23,316 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $205,000 |
| 2026-07-23 | Price change | $209,999 |
| 2026-07-08 | Price change | $215,000 |
| 2026-06-27 | Listed for sale | $225,000 |
| 2015-10-16 | Listing removed | $55,000 |
| 2015-08-28 | Price change | $55,000 |
| 2015-08-18 | Listed for sale | $70,000 |
| 2013-07-09 | Listing removed | $550 |
| 2013-06-24 | Listed for rent | $550 |
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