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82 Wall Street, Amsterdam, NY, 12010

4beds
2baths
1,886sqft
$225,000
$119price/sqft
$1,956/moest. monthly cost
$78,240/yrincome needed

About This Home

Recently renovated two-family home in the heart of Amsterdam offering strong investment potential. Each unit features 2 bedrooms, updated full baths, and spacious living rooms with bright, functional layouts. Property is in turnkey condition--no work needed prior to occupancy. Projected rents of $1,200+ per unit make this an excellent opportunity for investors or owner-occupants. Conveniently located near shopping, dining, and local amenities.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1886

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,886

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,886
  • Total interior livable area: 1,886 sqft

Property

Details

  • Parcel number: 270100 39.8366
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Exterior features: None

Lot

  • Lot size: 4,791 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$105$1,260
Property Taxes $403$4,836
Electricity $311$3,740
Total$1,956$23,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,062/yr
40% on housing$58,680/yr
45% on housing$52,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 12010$145
Montgomery County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 12010$159
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$225,000
2025-05-20Sold$10,000
2025-04-21Price change$179,900
2025-04-18Price change$194,000
2025-04-10Listed for sale$199,000
2025-02-05Listing removed$209,900
2025-01-10Price change$209,900
2024-12-27Listed for sale$239,900
2018-05-30Sold$9,400
2018-05-04Pending sale$15,000
2018-04-07Price change$15,000
2018-03-20Pending sale$25,000
2018-01-03Listed for sale$25,000
2000-01-07Sold$23,500
1999-03-31Sold$500

For Sale by Agent

AgentChad J Majewski
BrokerageChad Majewski Real Estate

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