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1-3 Taft Place, Amsterdam, NY, 12010

6beds
2baths
1,674sqft
$249,000
$149price/sqft
$2,097/moest. monthly cost
$83,880/yrincome needed

About This Home

Well-maintained 6-bedroom duplex offering strong income potential and solid construction. Each unit features 3 spacious bedrooms, a bright living room, full kitchen, dining area, and in-unit laundry--ideal for long-term tenants. Located within walking distance to Amsterdam's largest park, this property combines convenience with lifestyle appeal. Interior highlights include a mix of durable laminate and classic hardwood flooring throughout. With each apartment currently generating $1,300/month, this property produces over $30,000 in annual income, making it an excellent opportunity for both new and seasoned investors. Solid bones and consistent rental history provide a dependable addition to any portfolio.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,674

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,674
  • Total interior livable area: 1,674 sqft

Property

Details

  • Parcel number: 270100 40.77213
  • Attached to another structure: Yes
  • Zoning description: Multi Residence
  • Special condition: Standard

Features

  • Patio & porch: Front Porch
  • Exterior features: None

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$116$1,392
Property Taxes $446$5,352
Electricity $276$3,319
Total$2,097$25,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,897/yr
40% on housing$62,910/yr
45% on housing$55,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 12010$144
Montgomery County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 12010$159
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$249,000
2008-03-11Listing removed$94,500
2008-02-01Listed for sale$94,500
2004-04-24Sold$35,000
1999-12-10Sold$49,000

For Sale by Agent

AgentAnthony Lekutis
BrokerageChad Majewski Real Estate

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