




3 Race Course St, Amsterdam, NY, 12010
About This Home
VACANT NEW RENOVATION--INVESTMENT OPPORTUNITY!.. DUPLEX 2-FAMILY-- 4 BEDROOMS | 2 FULL BATHROOMS--1820 SQ. FT. WITH A FULL BASEMENT--- Separate gas and electric meters-- Separate water heaters-- Steam radiator heat-- Hardwood and laminate flooring-- Finished basement-- Dishwasher, refrigerator, washer, and dryer included-- Front porch plus two side porches-- Municipal water and sewer-- Gas heat-- Built in 1960-- 6,600 sq. ft. lot-- Convenient location close to schools, shopping, parks, and major roadways-- Don't miss this well-maintained two-family home offering approximately 2,000 square feet of living space in a quiet residential neighborhood of Amsterdam. Whether you're looking to expand your investment portfolio or occupy one unit while generating rental income from the other, this duplex offers excellent potential... Each unit features 2 bedrooms and 1 full bathroom, with separate gas and electric meters for added convenience. The property includes separate water heaters, steam radiator heating, hardwood and laminate flooring, and a finished basement that provides additional usable space for storage, recreation, or laundry... Enjoy relaxing on the front and side porches while taking in city views. Situated on a 6,600-square-foot lot with ample street parking nearby, this property offers both comfort and functionality...
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Foundation: Other,See Remarks
- Roof: Other,See Remarks
- Construction materials: Other,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: See Remarks,Water Heater
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Other,See Remarks
- Flooring: Ceramic Tile,Hardwood,Varies
Heating & Cooling
- Heating features: Gas,Other,See Remarks
- Cooling features: Other,See Remarks
Interior Area
- Total structure area: 1,820
- Total interior livable area: 1,820 sqft
Property
Details
- Parcel number: 27010005505000010130000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 6,599 sqft
- Features: Other,Rectangular,Rectangular Lot,See Remarks
- Lot size dimensions: 60 x 110
Parking
- Parking features: Other,See Remarks
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Montgomery County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $757 | $9,084 |
| Home Insurance * | $70 | $840 |
| Property Taxes | $268 | $3,216 |
| Electricity | $300 | $3,609 |
| Total | $1,395 | $16,740 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $149,888 |
| 2026-07-20 | Price change | $159,888 |
| 2026-07-15 | Price change | $169,888 |
| 2026-07-08 | Price change | $179,888 |
| 2026-06-21 | Price change | $153,000 |
| 2026-06-04 | Price change | $168,000 |
| 2026-06-02 | Listed for sale | $178,000 |
| 2026-03-14 | Listing removed | -- |
| 2026-02-23 | Listed for sale | $150,000 |
