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147 Forbes St, Amsterdam, NY, 12010

--beds
--baths
2,340sqft
$138,000
$59price/sqft
$1,394/moest. monthly cost
$55,760/yrincome needed

About This Home

Great opportunity to own a two-family home for owner-occupants or investors! The property is located in a quiet neighborhood close to shopping, restaurants, and bus routes. Each unit offers three bedrooms, spacious kitchen and living room, and charming porch. The property comes with a large, private side yard for convenient parking and outdoor activities. Both units are tenant occupied and the downstairs unit is fully renovated recently.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1926

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Features

  • High Speed Internet,Open Floorplan,Open Kitchen

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,340
  • Total interior livable area: 2,340 sqft

Property

Details

  • Parcel number: 2701005645316
  • Special condition: None

Parking

  • Parking features: Off Street,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $697$8,364
Home Insurance *$64$768
Property Taxes $247$2,964
Electricity $386$4,640
Total$1,394$16,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,794/yr
40% on housing$41,820/yr
45% on housing$37,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 12010$147
Montgomery County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 12010$159
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-12Listed for sale$138,000
2017-04-07Sold$35,000
2017-02-09Pending sale$40,000
2015-08-09Price change$40,000
2015-04-28Price change$46,500
2014-10-17Listed for sale$49,500
2014-07-31Listing removed$49,500
2014-02-14Listed for sale$49,500

For Sale by Agent

AgentJian Zhong
BrokerageOne Realty Global Corp

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