See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

250 E Main Street, Amsterdam, NY, 12010

6beds
4baths
2,268sqft
$175,000
$77price/sqft
$1,652/moest. monthly cost
$66,080/yrincome needed

About This Home

Charming 2-Family Home in the Heart of Amsterdam Excellent investment opportunity! This well-maintained 2-family home features two spacious units, each offering 3 bedrooms and 1.5 bathrooms. Highlights include numerous updates, separate utilities, and a handicap-accessible ramp for the first-floor unit. Water, sewer, and garbage services are conveniently included in the taxes. Property is being sold with tenants in place; leases are active. No seller financing available. Ideally located within walking distance to shopping, dining, downtown amenities, and public transportation. Don't miss this rare chance—schedule your showing today!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Main Level,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Ceramic Tile Bath
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,268

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,268
  • Total interior livable area: 2,268 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 270100 56.45420
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Exterior features: Garden

Lot

  • Lot size: 2,178 sqft
  • Features: Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$81$972
Property Taxes $313$3,756
Electricity $374$4,497
Total$1,652$19,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,640/yr
40% on housing$49,560/yr
45% on housing$44,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 12010$146
Montgomery County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 12010$159
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-02-26Price change$175,000
2024-11-27Listed for sale$185,000
2024-11-13Listing removed$184,900
2024-09-25Price change$184,900
2024-07-01Price change$199,900
2024-06-18Listed for sale$219,900
2019-07-05Listing removed$88,500
2019-01-05Listed for sale$88,500
2014-09-03Listing removed$65,000
2014-04-05Listed for sale$65,000
2009-03-30Sold$13,500
2008-11-06Listing removed$35,000
2008-08-20Listed for sale$35,000
2008-06-04Sold$40,000
2005-11-09Sold$60,000
2003-06-12Sold$25,000
1996-02-01Sold$35,893

For Sale by Agent

AgentWayne Hartard
BrokerageeXp Realty

Similar Homes