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244 Irwin St, Phillipsburg, NJ, 08865

2beds
1baths
--sqft
$199,000
--price/sqft
$1,653/moest. monthly cost
$66,120/yrincome needed

About This Home

MOVE RIGHT IN To This Clean End Unit Townhome! Tastefully Renovated In 2021! Hardwood Flooring in LR, DR, Kitchen, Mudroom / Office! Laminate Flooring in 2nd Floor Hallway and Bedrooms! No Condo Fee! Great Location for Commuters!

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10
Green Street Elementary SchoolGrades 3-50.6 mi
4/10
Phillipsburg Middle SchoolGrades 6-80.4 mi
5/10
Phillipsburg High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt Shingle,Built-Up
  • Construction materials: Brick,Stucco

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedroom1

  • Level: Second
  • Area: 132

Bedroom2

  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 156

Features

  • Flooring: Carpet,Tile,Wood
  • Common walls with other units/homes: End Unit,Townhouse-End Unit

Heating

  • Heating features: 1 Unit,Baseboard - Hotwater,Electric,Oil Tank Above Ground - Inside

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 156

Living Room

  • Level: First
  • Area: 132

Property

Details

  • Parcel number: 3019013080000000480000
  • Attached to another structure: Yes

Features

  • Patio & porch: Open Porch(es)

Lot

  • Lot size: 1,742 sqft
  • Features: Level
  • Lot size dimensions: .040 ACRE

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$80$960
Property Taxes $374$4,488
Electricity $193$2,318
Total$1,653$19,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$66,120/yr
35% on housing$56,674/yr
40% on housing$49,590/yr
45% on housing$44,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$198
Warren County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$230,000
2026-03-07Pending sale$230,000
2025-10-18Listed for sale$230,000
2021-04-13Sold$134,000
2021-02-12Listed for sale$139,000
2019-09-06Sold$22,850
2019-07-02Price change$40,466
2019-06-29Price change$38,062
2019-06-26Price change$37,667
2019-06-19Price change$38,141
2019-06-15Listed for sale$41,252
2019-06-13Sold$30,000
2019-06-10Price change$42,692
2019-06-03Price change$42,199
2019-06-02Price change$47,052
2019-05-30Price change$43,580
2019-05-25Price change$50,049
2019-05-24Price change$49,964
2019-05-22Price change--
2019-05-06Price change$40,940
2019-05-05Price change$43,203
2019-05-04Price change$43,260
2019-05-02Price change$43,158
2019-04-16Listed for sale--
2016-12-05Sold$73,800
2010-05-19Sold$85,000
2003-08-20Sold$46,000
1997-09-16Sold$38,500

For Sale by Agent

AgentDale P. Camuso
BrokerageKeller Williams Greater Brunswick
Phone908-647-1000
View on Zillow

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