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244 Sitgreaves St, Phillipsburg, NJ, 08865

3beds
2baths
1,998sqft
$390,000
$195price/sqft
$3,083/moest. monthly cost
$123,320/yrincome needed

About This Home

This inviting two-unit under-over multi offers an excellent opportunity for owner-occupants and investors alike. With some updates completed in 2022, this property is ready for you to add your finishing touches and start building equity and income. The lower-level unit features 1 bedroom, 1 full bath, a comfortable living room, and a functional kitchen ideal for rental or first time buyer. The upper-level unit offers 2 bedrooms and 1 full bath, a kitchen, and an open living and dining room combination, plus a walk-up attic that provides additional storage or future potential. Enjoy the convenience of both off-street and on-street parking. Whether you're looking to live in one unit and let the rental income offset your mortgage or add a solid property to your investment portfolio, this multi delivers flexibility and opportunity. Finish the updates to your taste, sit back, and collect the rents!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

5/10
4/10
5/10
Phillipsburg High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range/Oven - Gas,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen,Living Room,Master Bedroom,Attic,Bedrooms,Living/Dining Room

Heating

  • Heating features: 2 Units,Baseboard - Electric,Electric

Interior Area

  • Total structure area: 1,998
  • Total interior livable area: 1,998 sqft

Property

Details

  • Parcel number: 3019020130000000070000
  • Zoning description: R-50
  • Exclusions: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open Porch(es)
  • Fencing: Wood

Lot

  • Lot size: 2,178 sqft
  • Features: Level
  • Lot size dimensions: .049 ACRE

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Off Street,On Street,None
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$157$1,884
Property Taxes $734$8,808
Electricity $220$2,642
Total$3,083$36,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,702/yr
40% on housing$92,490/yr
45% on housing$82,213/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$196
Warren County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$390,000
2025-01-28Sold$307,000
2025-01-22Pending sale$319,900
2024-12-12Listed for sale$319,900
2024-10-23Listing removed$285,000
2024-10-23Listed for sale$285,000
2024-09-28Pending sale$285,000
2024-09-20Price change$285,000
2024-08-31Pending sale$275,000
2024-08-06Listed for sale$275,000
2022-03-14Sold$130,750
2003-08-14Sold$97,850

For Sale by Agent

AgentNicole Yard
BrokerageColdwell Banker Realty

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