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11-3029 Plumeria St, Street, HI, 96771

1beds
1baths
530sqft
$330,000
$623price/sqft
$2,226/moest. monthly cost
$89,040/yrincome needed

About This Home

Imagine waking up to birdsong, lush greenery, and natural light. Situated on two acres of native forest, this Fern Acres home offers a great blend of privacy and convenience, with the rare perk of being accessed via fully paved roads. The property feels like your own private park, with winding nature trails right out your back door. The air is naturally filled with the fragrance of mature Puakenikeni trees, making the grounds a quiet retreat where you can spot native birds and enjoy the natural surroundings. The home features a freshly painted exterior, elegant French doors, two separate lanais perfect for relaxing, and a convenient outdoor shower. Inside, the open concept living area is bright and inviting, anchored by a functional, low maintenance kitchen. Upstairs, a versatile loft provides a quiet space with views of the trees which is perfect for a home office, hobby room, or guest area. For utilities, the home utilizes a solar system with a HELCO grid connection in place for reliable backup. Best of all, you are just a short drive from Hawaii Volcanoes National Park, offering easy access to hiking and outdoor recreation. This property delivers a true Big Island lifestyle in a highly desirable neighborhood.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-88.2 mi
3/10
Keaau High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet

Interior Area

  • Total structure area: 530
  • Total interior livable area: 530 sqft

Property

Details

  • Parcel number: 3110411230000
  • Zoning: A-3A
  • Special condition: Fee Simple,Standard

Features

  • Topography of land: Fairly Level

Lot

  • Lot size: 2 Acres
  • Features: Wooded

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$158$1,896
Property Taxes $26$312
Electricity $374$4,497
Total$2,226$26,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,320/yr
40% on housing$66,780/yr
45% on housing$59,360/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$623This listing

vs Other Active Listings

Avg $/sqft

ZIP 96771$284
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96771$355
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$330,000
2026-07-03Listed for sale$350,000
2019-08-05Sold$175,000
2005-03-22Sold$159,000

For Sale by Agent

AgentDayna Robertson
BrokerageEXIT Realty Island Living

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