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1516 White Oak School Rd, Terra Alta, WV, 26764

3beds
3baths
4,317sqft
$699,000
$162price/sqft
$4,687/moest. monthly cost
$187,480/yrincome needed

About This Home

Perched high on 16.47 private acres, this stunning mountain residence offers over 4,000 square feet of beautifully designed living space paired with truly breathtaking panoramic views that define the essence of mountain living. Inside, warm cherry hardwood floors and rich black walnut and cherry trim create a timeless elevated feel throughout the main living areas while large windows in the living room fill the home with natural light and showcase breathtaking layered mountain scenery that shifts beautifully with the seasons. The kitchen features classic oak cabinetry paired with stainless steel appliances offering a warm and functional space designed for everyday living and effortless entertaining. Thoughtfully designed for comfort and peace of mind the home includes zoned heating and multiple systems for year round reliability including dual electric panels generator support and multiple heat sources. Two water heaters provide continuous hot water while ventless propane systems add efficiency and comfort throughout the home. A cozy propane fireplace in the great room enhances the mountain ambiance with additional lower level heating support adding peace of mind. With 3 bedrooms 3 bathrooms and over 4,000 square feet of living space the layout offers flexibility for a variety of lifestyles. A versatile loft space provides room for a home office playroom or additional lounge area while the lower level with exterior access expands functionality for guests or recreation. The indoor outdoor deck provides seamless living and delivers truly breathtaking panoramic views that stretch for miles across rolling mountains ridgelines and valleys creating a constantly changing backdrop of color light and seasonal beauty that must be experienced in person to fully appreciate. A 30 x 48 barn adds valuable storage workshop or hobby potential enhancing the property’s versatility even further. Private spacious and thoughtfully appointed this is mountain living at its finest where craftsmanship meets comfort and every view feels like a destination. Call today for your private showing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
3/10
Preston High SchoolGrades 9-129.2 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Block,Wood,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Wall Oven,Microwave,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry,Exterior Entry

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 195

Bedroom3

  • Level: First
  • Area: 196

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 195

Features

  • High Speed Internet,Vaulted Ceiling(s),Single Level Living
  • Flooring: Carpet,Wood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning Stove,Gas Starter
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 1,720
  • Finished area above ground: 2,597

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas,Propane
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,317
  • Total interior livable area: 4,317 sqft

Kitchen

  • Features: Wood Floor
  • Level: First
  • Area: 256

Living Room

  • Features: Fireplace,Wood Floor,Cathedral/Vaulted Ceiling
  • Level: First
  • Area: 667

Master Bedroom

  • Level: First
  • Area: 320

Property

Details

  • Parcel number: 3906 210024.0002

Features

  • Levels: 2.5
  • Stories: 2
  • Patio & porch: Porch,Deck
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Canyon/Valley,Panoramic
  • Waterfront features: None

Lot

  • Lot size: 16.47 Acres
  • Features: Wooded,Rolling Slope
  • Lot size dimensions: 1,116 × 824

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,3+ Cars
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$267$3,204
Property Taxes $439$5,268
Electricity $447$5,366
Total$4,687$56,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,697/yr
40% on housing$140,610/yr
45% on housing$124,986/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 26764$109
Preston County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 26764$146
Preston County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$699,000
2026-05-25Listed for sale$739,000
2026-04-30Listing removed$789,000
2026-03-09Listed for sale$789,000
2026-01-05Listing removed$799,000
2025-09-30Listed for sale$799,000

For Sale by Agent

AgentLAURA NEWHALL
BrokerageTAYLOR-MADE REAL ESTATE

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