204 Northshore Dr, Morton, IL, 61550
About This Home
Lake life in Morton! This water-based retreat has views from all angles. Main floor features open living, dining and kitchen that enter onto the back deck overlooking Ossami Lake. Den/office just off the main living area. 3 bedrooms with hardwood floors. Basement features a 4th bedroom currently used as a home Theater and all furniture can stay. Wet bar in the basement family room walking out onto the back patio. New Furnace, AC, exterior LED remote lighting (Bosso), shower bathroom upgrades and more. Back yard opens right onto the lake with firepit, dock, places to swim, fish, and sit in the sand.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom1
- Level: Main
- Dimensions: 12ft 4in x 11ft 6in
Bedroom2
- Level: Main
- Dimensions: 10ft 0in x 9ft 5in
Bedroom3
- Level: Main
- Dimensions: 9ft 7in x 9ft 9in
Bedroom4
- Level: Basement
- Dimensions: 12ft 8in x 11ft 6in
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: Basement
- Dimensions: 24ft 1in x 14ft 0in
Features
- Bar,Wet Bar,Ceiling Fan(s)
- Window features: Replacement Windows
- Attic: Storage
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,252
- Total interior livable area: 2,252 sqft
Kitchen
- Level: Main
- Dimensions: 13ft 0in x 11ft 2in
Laundry
- Level: Basement
- Dimensions: 7ft 2in x 6ft 7in
Living Room
- Level: Main
- Dimensions: 18ft 0in x 11ft 1in
Main Level
- Area: 1252
Other
- Level: Main
- Dimensions: 11ft 1in x 11ft 2in
Other
- Level: Main
- Dimensions: 10ft 0in x 6ft 0in
Other
- Area: 1000
Recreation Room
- Level: Basement
- Dimensions: 19ft 1in x 12ft 2in
Property
Details
- Parcel number: 060608205002
Features
- Patio & porch: Deck,Patio
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Pond/Lake
Lot
- Lot size: 0.29 Acres
- Features: Sloped
- Lot size dimensions: Irreg
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Hail
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,870 | $22,440 |
| Home Insurance * | $230 | $2,760 |
| Property Taxes | $610 | $7,320 |
| Electricity | $173 | $2,078 |
| Total | $2,883 | $34,596 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $374,900 |
| 2026-04-09 | Price change | $399,900 |
| 2026-03-31 | Listed for sale | $424,900 |
| 2025-03-13 | Sold | $264,900 |
| 2025-02-03 | Pending sale | $264,900 |
| 2019-07-12 | Sold | $184,900 |
| 2019-06-01 | Pending sale | $184,900 |
| 2019-05-24 | Listed for sale | $184,900 |
| 2010-11-23 | Sold | $156,000 |
| 2006-07-24 | Sold | $143,000 |
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