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487 Oak St, Kingwood, WV, 26537

3beds
1baths
960sqft
$174,900
$182price/sqft
$1,347/moest. monthly cost
$53,880/yrincome needed

About This Home

Tucked away in a private setting, this beautifully remodeled 3-bedroom, 1-bath home offers the perfect blend of comfort, charm, and modern updates. From the moment you step inside, you’ll appreciate the warm and welcoming atmosphere, featuring fresh finishes and thoughtful renovations throughout. Enjoy peace of mind with major upgrades already completed, including a brand-new HVAC system and new hot water tank. The completely remodeled interior provides a clean, modern feel while still maintaining a cozy sense of home.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
7/10
3/10
Preston High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Concrete,Exterior Entry

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 90.3

Bedroom3

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 85.05

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Single Level Living
  • Door features: Storm Door(s)
  • Flooring: Carpet,Laminate,Luxury Vinyl Plank
  • Fireplace features: None
  • Attic: Interior Access Only
  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Heat Pump,Central,Baseboard,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 960 sqft

Kitchen

  • Features: Ceiling Fan(s),Pantry,Balcony/Deck,Luxury Vinyl Plank
  • Level: Second
  • Area: 161.16

Living Room

  • Features: Ceiling Fan(s),Linen Closet
  • Level: Second
  • Area: 186.03

Master Bedroom

  • Level: Second
  • Area: 182.16

Property

Details

  • Parcel number: 3911 10014.0000

Features

  • Levels: 2
  • Stories: 2
  • Patio & porch: Patio,Deck
  • Exterior features: Private Yard
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • On waterfront: Yes
  • Waterfront features: Stream/Creek

Lot

  • Lot size: 6,969 sqft
  • Features: Waterfront,Level,Rural,Cleared,Landscaped
  • Lot size dimensions: irreg

Parking

  • Total spaces: 3
  • Parking features: 3+ Cars

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$102$1,224
Property Taxes $180$2,160
Electricity $181$2,178
Total$1,347$16,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,182/yr
40% on housing$40,410/yr
45% on housing$35,920/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 26537$512
Preston County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 26537$127
Preston County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$179,000
2026-05-09Listed for sale$189,000
2025-10-31Sold$105,000
2025-10-15Contingent$115,000
2025-10-07Listed for sale$115,000
2025-09-25Contingent$115,000
2025-09-18Listed for sale$115,000
2012-10-05Sold$65,000

For Sale by Agent

AgentKATELYN McCABE
BrokerageBLUE SKY REALTY, LLC

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