300 N Toy St, Terra Alta, WV, 26764
About This Home
Welcome to this spacious home in the heart of Terra Alta! Situated on a quiet street, this property offers the charm of small-town living with convenient access to local amenities, schools, and parks. Inside, you’ll find an inviting layout featuring 5 bedrooms and 2.5 bathrooms, providing plenty of space for guests, or even a home office setup. The generous living areas are perfect for both everyday living and entertaining. Recent updates include a new hot water heater, adding peace of mind for the next owner. Step outside to enjoy the yard—ideal for relaxing, hosting gatherings, or creating your own outdoor retreat. Whether you’re looking for room to grow or a great investment opportunity, this home offers a rare combination of space, comfort, and location. Don’t miss your chance to make this Terra Alta property your own—schedule your showing today! See agent remarks.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Frame,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
- Laundry features: Washer Hookup
Basement
- Level: Basement
Basement
- Basement: Crawl Space
Bedroom2
- Features: Ceiling Fan(s),Wood Floor
- Level: First
- Area: 132
Bedroom3
- Features: Ceiling Fan(s),Wood Floor
- Level: First
- Area: 120
Bedroom4
- Features: Ceiling Fan(s),Luxury Vinyl Plank
- Level: First
- Area: 121
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Ceiling Fan(s),Wood Floor
- Level: First
- Area: 144
Features
- Single Level Living
- Flooring: Wood,Tile,Laminate,Luxury Vinyl Plank
- Number of fireplaces: 2
- Fireplace features: Wood Burning Stove,Stove Insert
- Fireplace: Yes
- Attic: Interior Access Only,Storage Only
- Finished area below ground: 0
- Finished area above ground: 1,972
Heating & Cooling
- Heating features: Natural Gas,Wood
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,972
- Total interior livable area: 1,972 sqft
Kitchen
- Features: Ceiling Fan(s),Laminate Flooring
- Level: First
- Area: 100
Living Room
- Features: Wood Floor
- Level: First
- Area: 260
Master Bedroom
- Level: First
- Area: 154
Property
Details
- Parcel number: 3917000300060001
Features
- Levels: 1
- Stories: 1
- Patio & porch: Deck
- Exterior features: Private Yard
- Fencing: None
- Has view: Yes
- View description: Neighborhood
- Waterfront features: None
Lot
- Lot size: 0.55 Acres
- Features: Sloped,Rural
- Lot size dimensions: IRREG
Parking
- Total spaces: 3
- Parking features: Garage Door Opener,3+ Cars
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across West Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,011 | $12,132 |
| Home Insurance * | $76 | $912 |
| Property Taxes | $213 | $2,556 |
| Electricity | $204 | $2,451 |
| Total | $1,504 | $18,048 |
Income You'd Need if You Spent...
West Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $210,000 |
| 2022-06-10 | Sold | $112,560 |
View on Zillow