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1220 S Main St, Morton, IL, 61550

4beds
3baths
3,159sqft
$429,900
$136price/sqft
$3,391/moest. monthly cost
$135,640/yrincome needed

About This Home

Inviting, One of a Kind, Home! The huge Koi Pond, and Waterfall in the Rear Yard lends for Tranquility and Peace! Three Finished Levels of Living! Upper loft with a private suite, walk in closets, a large office area and bathroom! Floor to Ceiling Lodge Style Stone Two Sided Fireplace, skylights, and Sunken Hot tub room Accents the Main Floor! Third finished lower level with brand new beautiful epoxy floor with regular sized windows bringing in the sunshine. HEATED 4 Car Garage with electric car charger with an excellent workshop space.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

10/10
Grundy Elementary SchoolGrades PK-60.6 mi
--
Morton AcademyGrades K-120.7 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Steel Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Main
  • Dimensions: 12ft 9in x 13ft 2in

Appliances

  • Appliances included: Dishwasher,Range

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full

Bedroom1

  • Level: Upper
  • Dimensions: 20ft 8in x 13ft 4in

Bedroom2

  • Level: Upper
  • Dimensions: 24ft 7in x 17ft 2in

Bedroom3

  • Level: Basement
  • Dimensions: 12ft 5in x 11ft 5in

Bedroom4

  • Level: Basement
  • Dimensions: 12ft 9in x 11ft 8in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement
  • Dimensions: 20ft 7in x 15ft 1in

Features

  • Ceiling Fan(s)
  • Window features: Skylight(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Kitchen,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,106
  • Total interior livable area: 3,159 sqft

Kitchen

  • Level: Main
  • Dimensions: 16ft 6in x 13ft 1in

Laundry

  • Level: Main
  • Dimensions: 16ft 9in x 7ft 4in

Living Room

  • Level: Main
  • Dimensions: 23ft 7in x 16ft 2in

Main Level

  • Area: 1053

Other

  • Level: Main
  • Dimensions: 16ft 8in x 17ft 5in

Other

  • Area: 1053

Upper Level

  • Area: 1053

Property

Details

  • Parcel number: 060620311003
  • Zoning description: Res

Features

  • Levels: Two
  • Has spa: Yes
  • Spa features: Private

Lot

  • Lot size: 8,642 sqft
  • Features: Level
  • Lot size dimensions: 58 x 149

Parking

  • Total spaces: 4
  • Parking features: Attached,Oversized,Paved,Tandem
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$267$3,204
Property Taxes $709$8,508
Electricity $242$2,915
Total$3,391$40,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,262/yr
40% on housing$101,730/yr
45% on housing$90,426/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 61550$92
Tazewell County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 61550$130
Tazewell County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Listed for sale$447,900
2026-01-01Listing removed$447,900
2025-08-09Price change$447,900
2025-05-30Listed for sale$449,900
2025-02-21Listing removed$442,500
2024-12-20Price change$442,500
2024-11-04Price change$439,900
2024-10-04Price change$449,900
2024-10-03Listing removed$3,150
2024-09-25Listed for sale$457,500
2024-08-28Price change$3,150
2024-07-15Price change$3,200
2024-07-12Price change$2,950
2024-06-20Listed for rent$3,200

For Sale by Agent

AgentJennifer L Fielder
BrokerageFreedom Realty

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