45990 Acacia Trl, Stanchfield, MN, 55080
About This Home
Two parcels of land under one PID and plenty of possibilities in this rural property. This 1901 farmhouse has had a substantial amount of work done, leaving mostly interior cosmetic updates for the next buyer. Major upgrades include a new roof (2024), septic system (2023), furnace (2025), and a professionally waterproofed and reinforced foundation (2026) — several with transferable warranties. Additional improvements include new windows (2025), water pressure tank (2025), well pump (2019), main-floor vinyl plank flooring, and low-maintenance aluminum siding. Fiber internet lines are installed, keeping you connected even out in the country. The pole barn is wired for 220V and includes a portion set up for chickens or other farm animals. While the parcels cannot be subdivided, the southern parcel allows for an ADU, ideal for multigenerational living or rental income. Short-term rentals are also permitted with a county license. An excellent opportunity for country living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1901
Materials
- Roof: Age 8 Years or Less
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Microwave,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Main
- Area: 192
- Dimensions: 16x12
Bedroom2
- Level: Main
- Area: 140
- Dimensions: 14x10
Bedroom3
- Level: Upper
- Area: 140
- Dimensions: 14x10
Bedroom4
- Level: Upper
- Area: 168
- Dimensions: 14x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 144
- Dimensions: 12x12
Features
- Finished area below ground: 0
- Finished area above ground: 2,091
Foyer
- Level: Main
- Area: 30
- Dimensions: 5x6
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 2,091
- Total interior livable area: 2,091 sqft
Kitchen
- Level: Main
- Area: 130
- Dimensions: 13x10
Laundry
- Level: Main
- Area: 15
- Dimensions: 5x3
Living Room
- Level: Main
- Area: 228
- Dimensions: 19x12
Living Room
- Level: Main
- Area: 204
- Dimensions: 17x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 030020900
- Zoning description: Residential-Single Family
- Foundation area: 662
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck,Rear Porch
- Waterfront features: Pond
Lot
- Lot size: 14.55 Acres
- Lot size dimensions: 608 x 330, 613 x 667
Parking
- Parking features: Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Chisago County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $210 | $2,520 |
| Property Taxes | $297 | $3,564 |
| Electricity | $176 | $2,116 |
| Total | $2,452 | $29,424 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $349,900 |
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