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51334 Rush Lake Trl, Rush City, MN, 55069

2beds
1baths
720sqft
$429,900
$597price/sqft
$3,128/moest. monthly cost
$125,120/yrincome needed

About This Home

Enjoy lake living just 3.5 miles from I-35 with this beautifully maintained 2-bedroom, 1-bath home on Rush Lake. Situated on a gorgeous, flat lot with gradual lakeshore, this property offers easy access to the water and endless opportunities for relaxation and recreation. The home has been impeccably maintained and is complemented by a detached, finished garage and a concrete driveway for added convenience. Whether you're looking for a year-round residence, a weekend getaway, or an investment opportunity, this property offers incredible potential. Dock is included in the sale—start enjoying lake life from day one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
6/10
Rush City SecondaryGrades 7-123.1 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Common Area

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Living Room

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 060029300
  • Zoning description: Residential-Single Family
  • Foundation area: 720

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Sand)
  • Frontage length: Water Frontage: 65

Lot

  • Lot size: 0.38 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: 65 x 131 x 137 x 160

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$260$3,120
Property Taxes $525$6,300
Electricity $170$2,050
Total$3,128$37,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,245/yr
40% on housing$93,840/yr
45% on housing$83,413/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$597This listing

vs Other Active Listings

Avg $/sqft

ZIP 55069$164
Chisago County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 55069$232
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$479,900
1999-02-17Sold$90,000

For Sale by Agent

AgentJamie Fedder
BrokeragePro Source Real Estate Group, LLC

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