3214 Shorewood Dr, Rush City, MN, 55069
About This Home
An unforgettable first impression as you walk in the door. Vaulted ceilings, open staircase, stunning wood floors, and grand windows looking out to an amazing backyard. This home is ready for a fast closing, and listed below appraisal value. Located 2 miles west of Rush City, and 45 minutes from the metro area. A modified two story home with 3 bedroom, 2½ baths, built in 2005 with 2,022 finished square feet - 2,321 total square footage. Living room has vaulted ceilings, gas fireplace and 12 foot sliding door and window unit with a transom above, allowing for a wonderful back yard view. Dining room, dinette, spacious kitchen and pantry, 4 season porch finished with cedar tongue and groove plus custom maple cabinetry throughout. The primary bedroom suite is on the main floor and is spectacular, it's spacious in size and offers a step in shower, a whirlpool tub, and large walk-in closet. The home has boiler in-floor heat with optional forced air gas furnace, plus central air. Connected to Shorewood Sanitary District sewer system and a private well. Insulated concrete form construction for both floors making it wind resistant up to 200 mph and noise blocking. Nine foot ceilings on ground floor rooms. Everything you need on the ground floor. Stucco exterior on front, Hardie Board siding on remainder resistant to hail and wind damage. Hardwood, ceramic and porcelain tile on first floor, carpet, laminate and ceramic on second floor. Other features include Marvin windows and patio doors triple glaze glass in most casements, Natural gas fireplace with remote control, 3 stall garage, concrete driveway, underground sprinkler system, paver front walk and patio. Roof was replaced in 2022
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Age 8 Years or Less,Architectural Shingle,Pitched
- Construction materials: ICFs (Insulated Concrete Forms)
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Gas Dryer Hookup,Main Level,Sink,Washer Hookup
Basement
- Basement: None
Bedroom
- Level: Main
- Area: 272
- Dimensions: 17 x 16
Bedroom2
- Level: Upper
- Area: 143
- Dimensions: 11 x 13
Bedroom3
- Level: Upper
- Area: 143
- Dimensions: 11 x 13
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 154
- Dimensions: 14 x 11
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,022
Heating & Cooling
- Heating features: Forced Air,In-Floor Heating
- Cooling features: Central Air
Informal Dining Room
- Level: Main
- Area: 156
- Dimensions: 13 x 12
Interior Area
- Total structure area: 2,022
- Total interior livable area: 2,022 sqft
Kitchen
- Level: Main
- Area: 156
- Dimensions: 13 x 12
Living Room
- Level: Main
- Area: 396
- Dimensions: 22 x 18
Other
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Utility Room
- Level: Main
- Area: 247
- Dimensions: 19 x 13
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 060131704
- Zoning description: Residential-Single Family
- Foundation area: 1576
Features
- Levels: Modified Two Story
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Front Porch,Patio
- Fencing: None
- Has view: Yes
- View description: Lake,West
- Has water view: Yes
- Water view: Lake
- Waterfront features: Deeded Access,Lake View
Lot
- Lot size: 0.50 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 60 x 41 x 226 x 100 x 213
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Garage,Garage Door Opener,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Chisago County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,525 | $30,300 |
| Home Insurance * | $302 | $3,624 |
| Property Taxes | $444 | $5,328 |
| Electricity | $170 | $2,050 |
| Total | $3,441 | $41,292 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $499,500 |
| 2026-06-15 | Price change | $524,900 |
| 2026-05-21 | Listed for sale | $549,900 |
| 2026-04-27 | Listing removed | $565,500 |
| 2026-04-12 | Listed for sale | $565,500 |
| 2003-06-30 | Sold | $54,900 |
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