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9225 Lake Blvd, Chisago City, MN, 55013

3beds
2baths
1,512sqft
$1,750,000
$1,157price/sqft
$11,657/moest. monthly cost
$466,280/yrincome needed

About This Home

Rarely does a property like this come to market. Set on over five acres with direct Green Lake frontage, this estate delivers the kind of space, privacy, and upside that’s getting harder to find on the Chisago Lakes Chain. With more than 5 acres of land, a 40x50 pole barn, and over 3,000 square feet of combined garage space, this property is built for big plans, renovation, expansion, income, or redevelopment. The existing three-bedroom, two-bath home (built in 1987) sits on a solid foundation and is primed for a value-add transformation. Renovate the interior and exterior to create a modern luxury lake home, finish the lower level for additional living space, bedrooms, recreation areas, and entertaining zones, or explore an addition to increase total square footage and elevate the property into a true premier lakefront estate. For buyers focused on cash flow, the layout and setting also create a compelling opportunity to reposition the home as a luxury lakefront vacation rental—leveraging the acreage, the shoreline, and the recreational draw of Green Lake, while also exploring additional income potential by renting out the pole barn for storage or specialty use. Developers and builders will recognize another major upside: the parcel may offer the potential to be divided into three to four 1+ acre lots with the opportunity to build multiple single-family homes—similar to development activity seen on the neighboring parcel (buyer to verify subdivision and building feasibility with the city/county). Financing flexibility adds another layer of opportunity: the loan is assumable, and the seller is open to creative terms, making this a rare lakefront offering with both asset upside and deal-structure options. Minutes from downtown Chisago City and within easy reach of the Twin Cities, this is a true value-add lake property with multiple paths to create long-term wealth and legacy. Buyer agent to verify all measurements.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Family Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,512
  • Finished area above ground: 0

Garage

  • Area: 575
  • Dimensions: 25x23

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Laundry

  • Level: Main
  • Area: 112
  • Dimensions: 14x8

Living Room

  • Level: Main
  • Area: 289
  • Dimensions: 17x17

Other

  • Level: Basement
  • Area: 1456
  • Dimensions: 56x26

Other

  • Level: Main
  • Area: 56
  • Dimensions: 7x8

Other

  • Area: 2000
  • Dimensions: 40x50

Primary Bathroom

  • Level: Main
  • Area: 60
  • Dimensions: 12x5

Sauna

  • Level: Main
  • Area: 72
  • Dimensions: 8x9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 131039010
  • Zoning description: Residential-Single Family
  • Foundation area: 1512

Features

  • Levels: One and One Half
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 5.26 Acres
  • Lot size dimensions: Common

Parking

  • Total spaces: 8
  • Parking features: Attached,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 8
  • Covered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$846$10,152
Property Taxes $1,793$21,516
Electricity $170$2,050
Total$11,657$139,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$399,668/yr
40% on housing$349,710/yr
45% on housing$310,853/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,157This listing

vs Other Active Listings

Avg $/sqft

ZIP 55013$219
Chisago County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 55013$196
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-13Listed for sale$1,800,000
2025-10-25Listing removed$1,800,000
2025-07-08Listed for sale$1,800,000
2024-02-03Listing removed--
2023-09-15Price change$1,799,999
2023-09-13Listed for sale$1,750,000
2023-08-07Listing removed--
2023-02-28Listed for sale$1,900,000
2023-01-20Listing removed--
2022-08-03Listed for sale$1,900,000
2000-05-09Sold$309,000

For Sale by Agent

AgentWilliam Schultz
BrokerageKeller Williams Premier Realty

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