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8526 253rd St, Forest Lake, MN, 55025

5beds
2baths
2,064sqft
$419,900
$203price/sqft
$2,953/moest. monthly cost
$118,120/yrincome needed

About This Home

Beautifully Maintained Home with DEEDED ACCESS to LITTLE COMFORT LAKE. Open Floorplan with vaulted Ceilings, Gorgeous Kitchen,Huge Insulated Garage. Move in Condition..Must See to Appreciate!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Year built: 1976

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Lower
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Level: Lower
  • Area: 110
  • Dimensions: 11x10

Bedroom5

  • Level: Lower
  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Family Room

  • Level: Lower
  • Area: 231
  • Dimensions: 21x11

Features

  • Finished area below ground: 1,032
  • Finished area above ground: 1,032

Heating & Cooling

  • Heating features: Boiler
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,038
  • Total interior livable area: 2,064 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Living Room

  • Level: Main
  • Area: 330
  • Dimensions: 22x15

Utility Room

  • Level: Lower
  • Area: 90
  • Dimensions: 10x9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 131109600
  • Zoning description: Residential-Single Family
  • Foundation area: 1032

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: Deeded Access

Lot

  • Lot size: 0.55 Acres
  • Lot size dimensions: 133 x 231

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$234$2,808
Property Taxes $422$5,064
Electricity $174$2,088
Total$2,953$35,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,245/yr
40% on housing$88,590/yr
45% on housing$78,746/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 55025$236
Chisago County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 55025$188
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$419,900
2001-05-18Sold$163,000

For Sale by Agent

AgentMark D Marcy
BrokerageChoice Real Estate Services

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