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6758 401st St, North Branch, MN, 55056

6beds
4baths
3,920sqft
$469,900
$120price/sqft
$3,484/moest. monthly cost
$139,360/yrincome needed

About This Home

Immaculately maintained 6 bedroom, 4 bathroom home with a 3 car garage, perfectly situated at the end of a quiet cul-de-sac in North Branch. Offering more than 3,600 square feet of finished living space, this home provides room for everyone with generous living areas and a thoughtfully designed layout. Nestled on over an acre, this property features beautiful mature trees and a peaceful setting in a small development just north of town. Enjoy the feel of country living while still being conveniently close to parks, walking trails, and easy access to 35E. This well-cared for home offers the perfect blend of space, privacy, comfort and convenience.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

3/10
5/10

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Gas Water Heater,Iron Filter,Microwave,Range,Refrigerator,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Drain Tiled,Drainage System,Egress Window(s),Finished,Full,Storage Space,Sump Basket,Sump Pump

Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom4

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom5

  • Level: Lower
  • Area: 156
  • Dimensions: 12x13

Bedroom6

  • Level: Lower
  • Area: 187
  • Dimensions: 11x17

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 372
  • Dimensions: 12x31

Features

  • Fireplace features: Family Room,Gas
  • Finished area below ground: 1,230
  • Finished area above ground: 2,390

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,920
  • Total interior livable area: 3,920 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 450
  • Dimensions: 15x30

Sitting Room

  • Level: Main
  • Area: 96
  • Dimensions: 8x12

Sun Room

  • Level: Main
  • Area: 165
  • Dimensions: 11x15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 110085204
  • Zoning description: Residential-Single Family
  • Foundation area: 1530

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Composite Decking,Covered,Deck,Front Porch,Patio,Porch

Lot

  • Lot size: 1.03 Acres
  • Lot size dimensions: 150 x 300

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage,Heated Garage,Insulated Garage,Secured
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$299$3,588
Property Taxes $479$5,748
Electricity $330$3,967
Total$3,484$41,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,451/yr
40% on housing$104,520/yr
45% on housing$92,906/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 55056$175
Chisago County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 55056$197
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$489,900
2014-06-27Sold$273,000
2014-04-01Listed for sale$274,500
2010-06-09Sold$214,000
2010-01-09Price change$239,900
2009-07-31Price change$295,000
2009-06-07Price change$310,000
2009-05-15Listed for sale$320,000
2004-10-05Sold$310,900
1997-10-17Sold$25,000

For Sale by Agent

AgentJoel D. Friday
BrokerageKeller Williams Classic Realty

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