




5614 407th Ct, North Branch, MN, 55056
About This Home
Discover the perfect blend of comfort, style, and privacy in this beautifully updated custom-built home nestled on a picturesque one-acre wooded lot with shared deeded access to Chain Lake. Offering 3,316 finished square feet, this exceptional home features 5 bedrooms, 3 full bathrooms, and a unique open floor plan designed for both everyday living and unforgettable entertaining. A grand entry welcomes you into the stunning main level, where soaring 10' ceilings, walls of windows, and a gas fireplace create a warm and inviting atmosphere filled with natural light. The spacious kitchen is the heart of the home, complete with granite countertops, a center island, stainless steel appliances, abundant cabinetry, and an open layout that flows seamlessly into the living and dining areas. A main-floor bedroom, full main floor bath and laundry room provide added convenience and flexibility. Upstairs, vaulted ceilings continue throughout the bedrooms, creating bright, airy spaces for family and guests. The finished walkout lower level features impressive 9-foot ceilings, in-floor heat, and generous space for a family room, recreation area, home theater, or entertaining. Step outside to your own private retreat. The deck overlooks a breathtaking park-like backyard bordered by mature woods, offering exceptional privacy and a peaceful setting to relax, entertain, or enjoy nature. Shared deeded access to Chain Lake provides opportunities for boating, fishing, kayaking, and making lasting memories on the water. Built in 2000 and complemented by a spacious three-car garage, this one-of-a-kind property offers the serenity of country living while being just minutes from North Branch's shopping, dining, schools, and everyday conveniences. If you've been searching for a home that offers space, quality craftsmanship, modern updates, and an incredible lifestyle, your search ends here.
Getting Around
Schools
Construction
Condition
- Year built: 2000
Materials
- Roof: Age Over 8 Years,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Block,Drain Tiled,Finished,Full,Sump Pump,Walk-Out Access
Bedroom
- Level: Main
- Area: 213.07
- Dimensions: 14.9 x 14.3
Bedroom2
- Level: Upper
- Area: 156.51
- Dimensions: 11.1 x 14.10
Bedroom3
- Level: Upper
- Area: 144.64
- Dimensions: 11.3 x 12.8
Bedroom4
- Level: Upper
- Area: 109.485
- Dimensions: 8.11 x 13.5
Bedroom5
- Level: Lower
- Area: 132.09
- Dimensions: 11.1 x 11.9
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Deck
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Dining Room
- Level: Main
- Area: 118.8
- Dimensions: 8.8 x 13.5
Family Room
- Level: Lower
- Area: 452
- Dimensions: 20 x 22.6
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 1,184
- Finished area above ground: 2,132
Flex Room
- Level: Lower
- Area: 135.42
- Dimensions: 11.1 x 12.2
Heating & Cooling
- Heating features: Forced Air,In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 4,596
- Total interior livable area: 3,316 sqft
Kitchen
- Level: Main
- Area: 163.485
- Dimensions: 12.11 x 13.5
Laundry
- Level: Main
- Area: 112.42
- Dimensions: 7.3 x 15.4
Living Room
- Level: Main
- Area: 523.98
- Dimensions: 21.3 x 24.6
Office
- Level: Lower
- Area: 113.85
- Dimensions: 11.5 x 9.9
Utility Room
- Level: Lower
- Area: 171.094
- Dimensions: 11.11 x 15.4
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 110103612
- Zoning description: Residential-Single Family
- Foundation area: 1364
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio
- Fencing: None
- Waterfront features: Deeded Access
Lot
- Lot size: 1 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 114 x 230 x 303 x 259
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Chisago County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $317 | $3,804 |
| Property Taxes | $512 | $6,144 |
| Electricity | $279 | $3,356 |
| Total | $3,631 | $43,572 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $499,000 |
| 2026-07-02 | Listed for sale | $510,000 |
| 2024-08-09 | Listing removed | -- |
| 2024-08-05 | Listing removed | -- |
| 2024-07-07 | Price change | $2,795 |
| 2024-07-03 | Price change | $479,900 |
| 2024-06-15 | Listed for rent | $3,000 |
| 2024-04-30 | Price change | $499,000 |
| 2024-04-17 | Price change | $525,000 |
| 2024-04-05 | Listed for sale | $541,000 |
| 2014-07-31 | Sold | $257,000 |
| 2014-05-21 | Listed for sale | $259,875 |
| 2003-12-18 | Sold | $259,900 |
| 2000-07-12 | Sold | $246,900 |
| 2000-02-09 | Sold | $59,800 |
