See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5614 407th Ct, North Branch, MN, 55056

5beds
3baths
3,316sqft
$499,000
$150price/sqft
$3,631/moest. monthly cost
$145,240/yrincome needed

About This Home

Discover the perfect blend of comfort, style, and privacy in this beautifully updated custom-built home nestled on a picturesque one-acre wooded lot with shared deeded access to Chain Lake. Offering 3,316 finished square feet, this exceptional home features 5 bedrooms, 3 full bathrooms, and a unique open floor plan designed for both everyday living and unforgettable entertaining. A grand entry welcomes you into the stunning main level, where soaring 10' ceilings, walls of windows, and a gas fireplace create a warm and inviting atmosphere filled with natural light. The spacious kitchen is the heart of the home, complete with granite countertops, a center island, stainless steel appliances, abundant cabinetry, and an open layout that flows seamlessly into the living and dining areas. A main-floor bedroom, full main floor bath and laundry room provide added convenience and flexibility. Upstairs, vaulted ceilings continue throughout the bedrooms, creating bright, airy spaces for family and guests. The finished walkout lower level features impressive 9-foot ceilings, in-floor heat, and generous space for a family room, recreation area, home theater, or entertaining. Step outside to your own private retreat. The deck overlooks a breathtaking park-like backyard bordered by mature woods, offering exceptional privacy and a peaceful setting to relax, entertain, or enjoy nature. Shared deeded access to Chain Lake provides opportunities for boating, fishing, kayaking, and making lasting memories on the water. Built in 2000 and complemented by a spacious three-car garage, this one-of-a-kind property offers the serenity of country living while being just minutes from North Branch's shopping, dining, schools, and everyday conveniences. If you've been searching for a home that offers space, quality craftsmanship, modern updates, and an incredible lifestyle, your search ends here.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
5/10

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Finished,Full,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 213.07
  • Dimensions: 14.9 x 14.3

Bedroom2

  • Level: Upper
  • Area: 156.51
  • Dimensions: 11.1 x 14.10

Bedroom3

  • Level: Upper
  • Area: 144.64
  • Dimensions: 11.3 x 12.8

Bedroom4

  • Level: Upper
  • Area: 109.485
  • Dimensions: 8.11 x 13.5

Bedroom5

  • Level: Lower
  • Area: 132.09
  • Dimensions: 11.1 x 11.9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Dining Room

  • Level: Main
  • Area: 118.8
  • Dimensions: 8.8 x 13.5

Family Room

  • Level: Lower
  • Area: 452
  • Dimensions: 20 x 22.6

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,184
  • Finished area above ground: 2,132

Flex Room

  • Level: Lower
  • Area: 135.42
  • Dimensions: 11.1 x 12.2

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,596
  • Total interior livable area: 3,316 sqft

Kitchen

  • Level: Main
  • Area: 163.485
  • Dimensions: 12.11 x 13.5

Laundry

  • Level: Main
  • Area: 112.42
  • Dimensions: 7.3 x 15.4

Living Room

  • Level: Main
  • Area: 523.98
  • Dimensions: 21.3 x 24.6

Office

  • Level: Lower
  • Area: 113.85
  • Dimensions: 11.5 x 9.9

Utility Room

  • Level: Lower
  • Area: 171.094
  • Dimensions: 11.11 x 15.4

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 110103612
  • Zoning description: Residential-Single Family
  • Foundation area: 1364

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Fencing: None
  • Waterfront features: Deeded Access

Lot

  • Lot size: 1 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 114 x 230 x 303 x 259

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$317$3,804
Property Taxes $512$6,144
Electricity $279$3,356
Total$3,631$43,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,491/yr
40% on housing$108,930/yr
45% on housing$96,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 55056$174
Chisago County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 55056$197
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$499,000
2026-07-02Listed for sale$510,000
2024-08-09Listing removed--
2024-08-05Listing removed--
2024-07-07Price change$2,795
2024-07-03Price change$479,900
2024-06-15Listed for rent$3,000
2024-04-30Price change$499,000
2024-04-17Price change$525,000
2024-04-05Listed for sale$541,000
2014-07-31Sold$257,000
2014-05-21Listed for sale$259,875
2003-12-18Sold$259,900
2000-07-12Sold$246,900
2000-02-09Sold$59,800

For Sale by Agent

AgentJeneane Brackett
BrokerageRE/MAX Results

Similar Homes