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30650 N Lakes Trl, Lindstrom, MN, 55045

2beds
1baths
980sqft
$209,900
$214price/sqft
$1,581/moest. monthly cost
$63,240/yrincome needed

About This Home

Great in-town location with a large garage/shop area and a fenced yard. Major updates in 2020 include a new roof on both the house and garage, new siding, a new furnace and central air, and most windows replaced. Looking for your next renovation project? This home offers excellent potential for investors, flippers, or buyers ready to build sweat equity. With the major mechanical and exterior improvements already completed, it's a great opportunity to add value. The interior and exterior of the property need repairs and updates and is being sold as-is. Agent is related to seller. Agent is related to the seller.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Year built: 1946

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled

Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Bedroom2

  • Level: Main
  • Area: 104
  • Dimensions: 8x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Features

  • Finished area below ground: 0
  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Kitchen

  • Level: Main
  • Area: 104
  • Dimensions: 8x13

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 150036100
  • Zoning description: Residential-Single Family
  • Foundation area: 980

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Fencing: Chain Link,Wood

Lot

  • Lot size: 8,102 sqft
  • Lot size dimensions: 60 x 135

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$103$1,236
Property Taxes $247$2,964
Electricity $170$2,050
Total$1,581$18,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,205/yr
40% on housing$47,430/yr
45% on housing$42,160/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 55045$177
Chisago County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 55045$240
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$209,900
2026-07-27Listed for sale$209,900
2021-12-20Sold$140,000
2017-05-30Listing removed$139,900
2017-05-16Price change$139,900
2017-05-12Listed for sale$149,900
2013-11-13Sold$57,000
2013-10-19Price change$69,900
2013-10-05Listed for sale$79,900

For Sale by Agent

AgentCatherine Hoogheem-Lunzer
BrokerageRed Key Realty

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